1075 MOTORCOACH DRIVE, POLK CITY, FL, 33868
Active127 days on marketListed Apr 1, 2026MLS #O6394259
About this home
1075 MOTORCOACH DRIVE
One or more photo(s) has been virtually staged. Life in the desirable 55+ gated community of Mount Olive Shores North offers the perfect blend of relaxation, connection, and convenience. Designed with the motor coach enthusiast in mind, this property features a spacious garage equipped with water hookups, a waste disposal connection, and a 14-foot-tall garage door that can easily accommodate a 45-foot motor coach. Two high-powered fans help keep your motor coach cool and comfortable after a long drive, while the soaring garage ceilings provide additional flexibility, including the potential to add lifts for one or two collector cars. The home offers a peaceful and welcoming atmosphere within a community known for its active, resort-style lifestyle. Whether enjoying a morning walk by the lake or participating in one of the many social activities, you'll appreciate the balance of tranquility and opportunities for connection. The floor plan is designed with comfort in mind, and the owner is offering a flooring credit to help you personalize the space to your taste. Additionally, the owner has the lot across the street available for sale, creating an opportunity for extra space and future possibilities. Combining practical features with a serene setting, this property is ideal for those seeking a balanced lifestyle in a community that truly feels like home. Don’t miss the chance to see all this unique property has to offer. Reach out today to schedule a private showing.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,644
Sqft
0.16 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,150 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,150/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$151 vs $279
Days on market
127 vs 57 typical
Where $151/sqft sits among the 83 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 83
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 716% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1075 MOTORCOACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$499,000
161 LAYNEWADE ROAD · same community
3 bd · 2 ba · 1,586 sqft · $315/sqft · 262 DOM
Sold · Sep ’25$505,000
652 MEANDERING WAY · same community
1 bd · 2 ba · 1,240 sqft · $407/sqft · 25 DOM
Sold · Jul ’26$311,000
535 NARROW POND ROAD · same community
1 bd · 1 ba · 796 sqft · $391/sqft · 550 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1075 MOTORCOACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1075 MOTORCOACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1075 MOTORCOACH DRIVE FAQs
What would the monthly payment be for 1075 MOTORCOACH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,150/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1075 MOTORCOACH DRIVE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1075 MOTORCOACH DRIVE?+
The most recent tax bill on record (2025) was $3,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1075 MOTORCOACH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $400,000, this home is listed about 1% above the Polk City median of $397,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1075 MOTORCOACH DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$400,000 runs 716% above the POLK CITY 33868 median — but at 2,644 sqft it's also 62% larger than the typical Polk City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
127 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $400,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Stacey Vazquez. MLS #O6394259.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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