529 MEANDERING WAY, POLK CITY, FL, 33868
Active385 days on marketListed Jul 17, 2025MLS #L4954464
About this home
529 MEANDERING WAY
Welcome to your perfectly sized haven in the sought after community of Mt. Olive Shores North, a 55+ RV Community. This charming 3 bedroom/3 bath home built in 2006 has been recently updated with thoughtful touches that make daily living a breeze. The kitchen showcases beautiful quartz countertops and newer microwave and dishwasher. The view from the kitchen opens up to the dining room, living room and lanai. All tile floors except for the bedrooms which are carpet. The upstairs bedroom has it's own full bath for privacy for guests that is equipped with a murphy bed. The washer and dryer are included in the sale as well. Plantation shutters adorn the double pane windows. The home features a 1 car garage with plenty of storage. The roof was replaced just 3 years ago and there are two AC units for distribution to the individual rooms. The lanai has a split unit for AC in that room to keep you comfortable. The water softener and hot water heater were both replaced in 2024. The RV port measures approximately 14' 6" x 55' with roll down screens. A well for irrigation and a Generac generator are also on the property. The list is endless for this home. Call today for an appointment to see it in person.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,344
Sqft
0.21 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,981 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,981/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$212 vs $279
Days on market
385 vs 57 typical
Where $212/sqft sits among the 83 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 83
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 916% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 529 MEANDERING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$499,000
161 LAYNEWADE ROAD · same community
3 bd · 2 ba · 1,586 sqft · $315/sqft · 262 DOM
Sold · Sep ’25$505,000
652 MEANDERING WAY · same community
1 bd · 2 ba · 1,240 sqft · $407/sqft · 25 DOM
Sold · Jul ’26$311,000
535 NARROW POND ROAD · same community
1 bd · 1 ba · 796 sqft · $391/sqft · 550 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 529 MEANDERING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 529 MEANDERING WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
529 MEANDERING WAY FAQs
What would the monthly payment be for 529 MEANDERING WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,981/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 529 MEANDERING WAY?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 529 MEANDERING WAY?+
The most recent tax bill on record (2024) was $6,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 529 MEANDERING WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $498,000, this home is listed about 25% above the Polk City median of $397,500. The market section on this page shows how the area is trending.
Which schools are assigned to 529 MEANDERING WAY?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$498,000 runs 916% above the POLK CITY 33868 median — but at 2,344 sqft it's also 44% larger than the typical Polk City listing.
02Time on market is leverage
385 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $598,900, now $498,000 — a $101K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4954464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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