415 S TIMBER TRAIL, WILDWOOD, FL, 34785
Active132 days on marketListed Mar 24, 2026MLS #O6392964
About this home
415 S TIMBER TRAIL
By far the best value in Continental Country Club, located minutes from the Villages! This clean, functional, move-in ready home offers a fantastic opportunity to enjoy everything the retired lifestyle is known for—golf, recreation, entertainment, and an active 55+ community. While the home could benefit from some cosmetic updates, the price simply can’t be beat, making it the perfect opportunity to add your own personal touches and build instant value. The seller is also offering a $1,000 closing cost credit for buyers who close within 30 days of contract. Inside, you’ll find a spacious and inviting layout with a bright living room that flows into an air-conditioned Florida Room, creating additional space for relaxing or entertaining year-round. The main living areas feature luxury vinyl plank flooring, offering a clean, modern, and low-maintenance feel. The kitchen includes a convenient breakfast bar, while the dining area features a built-in hutch for extra storage and display. The primary suite offers a large walk-in closet and an en-suite bath with a walk-in shower. An attached workshop and carport add extra convenience and functionality. Living in Continental Country Club means enjoying a true resort-style lifestyle with access to an impressive list of amenities including an 18-hole championship golf course, clubhouse with restaurant and lounge, pool, tennis and pickleball courts, fitness center, library, billiards room, arts and crafts studios, a woodcrafter’s shop, and shuffleboard courts. Residents also enjoy access to Lake Okahumpka for boating, fishing from the dock, and on-site boat storage. The community is conveniently located just five minutes from The Villages with easy access to shopping, dining, entertainment, and medical services, and near I-75 and the Florida Turnpike, placing Orlando about an hour away and Tampa or Daytona Beach roughly 90 minutes away. Buyers must be 55+ with a minimum 700 credit score and complete a community application and credit check. This is an incredible opportunity to enjoy the Florida lifestyle in a well-maintained home with endless potential.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0.13 ac
Lot size
1984
Year built
One
Levels
$74
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,293 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,293/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.8%
$/sqft vs TIMBERWOODS ESTATES
$74 vs $114
Days on market
132 vs 49 typical
Where $74/sqft sits among the 6 homes for sale in TIMBERWOODS ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $313K
Wildwood median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
3 of 6
TIMBERWOODS ESTATES have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 415 S TIMBER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$152,600
114 CYPRESS ROAD · same community
2 bd · 2 ba · 1,144 sqft · $133/sqft · 39 DOM
Sold · Mar ’26$59,000
103 ROBIN LANE · same community
2 bd · 2 ba · 1,152 sqft · $51/sqft · 63 DOM
Sold · Jan ’26$134,000
104 WINTERBERRY AVENUE · same community
2 bd · 2 ba · 1,248 sqft · $107/sqft · 222 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 415 S TIMBER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 S TIMBER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
415 S TIMBER TRAIL FAQs
What would the monthly payment be for 415 S TIMBER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,293/mo — principal and interest, the actual property-tax bill, the $516/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 415 S TIMBER TRAIL?+
The association fee works out to $516 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 415 S TIMBER TRAIL?+
The most recent tax bill on record (2025) was $955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 S TIMBER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $84,900, this home is listed about 71% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 415 S TIMBER TRAIL?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WILDWOOD 34785 market on paper
$84,900 is 70% below the WILDWOOD 34785 median of $278,555, and at $74/sqft it sits under the Wildwood average of $198.
02Know the monthly fee
The association fee is $516/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
132 days on market against a Wildwood median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $114,900, now $84,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE NAVY HOUSE · Katie Nguyen. MLS #O6392964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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