108 N TIMBER TRAIL, WILDWOOD, FL, 34785
Active122 days on marketListed Mar 25, 2026MLS #G5110061
About this home
108 N TIMBER TRAIL
ANOTHER PRICE IMPROVEMENT!!! Welcome to this charming home offering nearly 1,300 square feet of comfortable living space, thoughtfully designed with an open floor plan perfect for both everyday living and entertaining. The spacious layout features a bright and airy living room and dining room combination, seamlessly flowing into a large, open kitchen with plenty of room for cooking, gathering, and storage. In addition to the main living areas, you’ll find a separate family room—ideal for relaxing, a home office, or a media space. The home sits on an oversized lot, providing exceptional privacy and plenty of outdoor space to enjoy. The entire outside of the home was recently painted. Recent updates add peace of mind and modern appeal, including a brand-new air conditioning system installed in February 2026 and a new water heater in March 2026. All the flooring was installed in 2024. The home also features new front windows, a new sliding glass door, newer appliances throughout. An oversized carport offers ample covered parking and additional storage space. With its combination of updates, space, and privacy, this home is a fantastic opportunity you won’t want to miss.The community is absolutely gorgeous with countless amenities, which include: large swimming pool with hot tub, 18 hole championship golf course, driving range and putting greens, shuffleboard, tennis, pickle ball, fitness center, library, billiards room, softball field, and a 5 star restaurant and lounge. What more can you ask for? This is a beautiful home in a beautiful community. You won't be disappointed!!!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,232
Sqft
0.18 ac
Lot size
1983
Year built
One
Levels
$101
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Wildwood actives
$101 vs $171
Days on market
122 vs 49 typical
Where $101/sqft sits among the 175 Wildwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $313K
Wildwood median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
83 of 175
Wildwood actives have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 N TIMBER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$134,000
104 WINTERBERRY AVENUE · same community
2 bd · 2 ba · 1,248 sqft · $107/sqft · 222 DOM
Sold · Mar ’26$59,000
103 ROBIN LANE · same community
2 bd · 2 ba · 1,152 sqft · $51/sqft · 63 DOM
Sold · Dec ’25$152,600
114 CYPRESS ROAD · same community
2 bd · 2 ba · 1,144 sqft · $133/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 108 N TIMBER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 N TIMBER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
108 N TIMBER TRAIL FAQs
What would the monthly payment be for 108 N TIMBER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,356/mo — principal and interest, the actual property-tax bill, the $361/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 N TIMBER TRAIL?+
The association fee works out to $361 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 N TIMBER TRAIL?+
The most recent tax bill on record (2025) was $535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 N TIMBER TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $124,900, this home is listed about 57% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 108 N TIMBER TRAIL?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WILDWOOD 34785 market on paper
$124,900 is 56% below the WILDWOOD 34785 median of $285,990, and at $101/sqft it sits under the Wildwood average of $198.
02Time on market is leverage
122 days on market against a Wildwood median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $142,500, now $124,900 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK BECKER REALTY LLC · Mark Becker. MLS #G5110061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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