1056 E MICHIGAN STREET UNIT 1056A, ORLANDO, FL, 32806
Active146 days on marketListed Mar 21, 2026MLS #O6392513
About this home
1056 E MICHIGAN STREET UNIT 1056A
*SELLER WILL PAY $3,000.00 TO A BUYER'S CLOSING COSTS AND/OR PRE-PAIDS!* *2-BED 2-FULL BATH END UNIT IS PRICED TO SELL!* Split bedroom floor plan with large rooms, ample closet space, and the primary suite has an en-suite bath, walk-in closet, and private patio. The updated kitchen includes granite countertops with beveled edges, luxurious solid-wood cabinets and soft-close drawers and doors, and stainless-steel appliances including a Whirlpool refrigerator with French doors and large freezer drawer. Next to the kitchen, you’ll find the dining room and laundry closet with washer and dryer hookups. The dining area has a floor-to-ceiling mirrored wall that really amplifies all of the natural light in this home and visually it doubles the square footage of this space. The living room with ceramic tiles has a wood-burning fireplace, and opens to two sets of sliding glass doors leading to the screened-in porch with aluminum kick-plate, storage closet, and back door. It’s an excellent transition from the indoor entertainment space to the outdoor living space, which has room for bikes, kayaks, and outdoor equipment. See yourself living in the heart of SODO South Downtown Orlando. The monthly fee covers all exterior maintenance and landscaping, water, sewer, and trash services, and access to the resort-style swimming pool, tennis courts and clubhouse, which can be rented for private events. One Thousand Oaks is in walking distance to Blankner, Boone High, Orlando Health, grocery, restaurants, Target, and much more. Contact us today to schedule a private tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,042
Sqft
0.09 ac
Lot size
1973
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,962 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,962/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.9%
$/sqft vs Orlando actives
$168 vs $250
Days on market
146 vs 42 typical
Where $168/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Pineloch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Pineloch — neighborhood snapshot
Population
2,928
Median age
39
Median income
$100,959
Median home value
$400,476
Avg household
2
Households w/ children
330
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
200 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1056 E MICHIGAN STREET UNIT 1056A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
1705 BAXTER AVENUE
3 bd · 2 ba · 1,022 sqft · $342/sqft · 26 DOM
Sold · Mar ’26$354,000
3201 MARTIN STREET
3 bd · 2 ba · 1,102 sqft · $321/sqft · 29 DOM
Sold · Dec ’25$358,550
2906 PERSHING AVENUE
3 bd · 2 ba · 1,334 sqft · $269/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1056 E MICHIGAN STREET UNIT 1056A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1056 E MICHIGAN STREET UNIT 1056A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1056 E MICHIGAN STREET UNIT 1056A FAQs
What would the monthly payment be for 1056 E MICHIGAN STREET UNIT 1056A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,962/mo — principal and interest, the actual property-tax bill, the $553/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1056 E MICHIGAN STREET UNIT 1056A?+
The association fee works out to $553 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1056 E MICHIGAN STREET UNIT 1056A?+
The most recent tax bill on record (2025) was $1,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1056 E MICHIGAN STREET UNIT 1056A be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1056 E MICHIGAN STREET UNIT 1056A?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $175,500, this home is listed about 54% below the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1056 E MICHIGAN STREET UNIT 1056A?+
Blankner K-8 (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32806 market on paper
$175,500 is 58% below the ORLANDO 32806 median of $420,000, and at $168/sqft it sits under the Orlando average of $263.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $553/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
146 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Blankner K-8, William R Boone High — Blankner K-8 rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JR REALTY GROUP LLC · Joan Thompson. MLS #O6392513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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