David Ramirez
$829,000$860,0004 bd3.5 ba3,882 sqft$214 /sqft$5,514 /mo all-in ↓

3377 CATERINA DRIVE, NEW SMYRNA BEACH, FL, 32168

Active147 days on marketListed Mar 20, 2026MLS #O6391834

Reduced $31KWaterfrontSingle Family ResidencePROMENADE PARKE

About this home

3377 CATERINA DRIVE

Experience lakeside living in this magnificent lakefront home in Promenade Parke at Venetian Bay. Boasting 4 spacious bedrooms, 3.5 bathrooms, a versatile bonus room with plumbing, electrical, and A/C available, and a dedicated office, this 3,882 sq. ft. residence is designed for both comfort and style. A large driveway leads to the 3-car extra deep side-facing garage, welcoming you into an open floorplan with a bright family room. The gourmet kitchen just off the family room features a large island with breakfast bar, double oven, gas cooktop, stainless steel appliances, ample cabinetry, pantry, and a dry bar perfect for a coffee station. The breakfast nook and living area offer stunning lake views through expansive three-panel windows. The primary suite is a private retreat with dual vanities, a step-up tub, and a separate walk-in shower. All bedrooms are generously sized, including one with its own private en suite bathroom. A main-floor office provides a quiet workspace, while the upstairs bonus room offers endless possibilities for a media room, gym, or additional living area. Head outside to the large covered, screened lanai overlooking the fenced backyard and tranquil lake, plumbed for a summer kitchen with gas, plumbing, and electrical, perfect for outdoor entertaining. The home features 400-amp electrical service with whole-house surge suppression, many extra outlets throughout, Cat-5e Ethernet network cabling in every room, and in-ceiling speakers in all living areas for modern convenience and entertainment. Recent upgrades include a new roof, freshly painted exterior, and refreshed lanai flooring. Venetian Bay amenities include a pool, hot tub, golf course, and vibrant town center. With nearby dining, easy access to major highways, and just minutes from the beaches, this home perfectly blends elegance, comfort, and convenience. Mortgage savings may be available for buyers of this listing.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,882

Sqft

0.3 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$214

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorLighting · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$105/mo
Taxes (2025)$5,576/yr
PetsYes
CommunityLake

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,514 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,473
PMI (est., until 20% equity)$311
Property tax — 2025 actual bill$465
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,900
Interest rate6.00%
Loan term

Estimated payment

$5,514/mo

Principal & interest$4,473
PMI (est., until 20% equity)$311
Property taxes (actual bill)$465
HOA / condo fee$105
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$214 vs $373

Days on market

147 vs 70 typical

Where $214/sqft sits among the 400 New Smyrna Beach actives

162 · this home
80
77
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3377 CATERINA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando57 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

215 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $829,000 $31K
Mar 20, 2026Listed at $860,000 · 147 days on market since
2007Built · PROMENADE PARKE

Reality check

What actually sold near 3377 CATERINA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

610 MURA COURTSold · Sep ’25

$930,000

610 MURA COURT · same community

5 bd · 4.5 ba · 3,535 sqft · $263/sqft · 89 DOM

3343 W LOCANDA CIRCLESold · May ’26

$795,000

3343 W LOCANDA CIRCLE · same community

3 bd · 3.5 ba · 3,252 sqft · $244/sqft · 41 DOM

568 LUNA BELLA LANESold · Dec ’25

$975,000

568 LUNA BELLA LANE · same community

3 bd · 3.5 ba · 3,232 sqft · $302/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3377 CATERINA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3377 CATERINA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3377 CATERINA DRIVE FAQs

What would the monthly payment be for 3377 CATERINA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,514/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3377 CATERINA DRIVE?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3377 CATERINA DRIVE?+

The most recent tax bill on record (2025) was $5,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3377 CATERINA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $829,000, this home is listed about 60% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3377 CATERINA DRIVE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$829,000 runs 121% above the NEW SMYRNA BEACH 32168 median — but at 3,882 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

147 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $860,000, now $829,000 — a $31K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Tammy Shaver. MLS #O6391834.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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