35312 W GRIFFIN DRIVE, FRUITLAND PARK, FL, 34731
Active148 days on marketListed Mar 18, 2026MLS #O6391104
About this home
35312 W GRIFFIN DRIVE
Virtually Staged. WELCOME TO LAKE FRONT LIVING-Experience the ultimate Central Florida waterfront lifestyle in this beautiful lakefront home in the sought-after Waters of Lake Griffin community in Fruitland Park, Florida. Situated on a generous 0.52-acre lot with direct frontage on Lake Griffin, this 4-bedroom, 3-bath residence offers approximately 2,470 square feet of thoughtfully designed living space and breathtaking water views. The home welcomes you with impressive curb appeal, a circular driveway, and lush landscaping highlighted by a charming waterfall and pond feature near the entry. Inside, the open floor plan creates an inviting space for everyday living and entertaining, featuring tile flooring throughout the main areas and a spacious family room with a wood-burning fireplace. The well-appointed kitchen offers ample space for gatherings and flows seamlessly into the living areas. Upstairs you’ll find additional flexible living space perfect for a home office, media room, or workout area, while the downstairs layout offers versatility with a bedroom that can also function as a formal dining room. Outdoors, enjoy peaceful lakefront views and plenty of room to relax, entertain, or store your boat or RV. With access to the scenic Harris Chain of Lakes, this property is a dream for boating and fishing enthusiasts. This rare waterfront opportunity combines privacy, space, and stunning natural surroundings while remaining just minutes from shopping, dining, and everything Lake County has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,470
Sqft
0.56 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,388 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,388/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs NA
$263 vs $271
Days on market
148 vs 44 typical
Where $263/sqft sits among the 127 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $265K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
59 of 127
NA have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 35312 W GRIFFIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$455,000
24733 RANCH ROAD · same community
3 bd · 2.5 ba · 2,480 sqft · $183/sqft · 13 DOM
Sold · Feb ’26$429,900
37445 GRAYS AIRPORT ROAD · same community
4 bd · 2 ba · 2,496 sqft · $172/sqft · 50 DOM
Sold · Jul ’26$1,100,000
17345 SWEETWATER ROAD · same community
3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35312 W GRIFFIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35312 W GRIFFIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35312 W GRIFFIN DRIVE FAQs
What would the monthly payment be for 35312 W GRIFFIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,388/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35312 W GRIFFIN DRIVE?+
The most recent tax bill on record (2025) was $5,752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fruitland Park?+
At $649,500, this home is listed about 91% above the Fruitland Park median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35312 W GRIFFIN DRIVE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,500 runs 113% above the FRUITLAND PARK 34731 median — but at 2,470 sqft it's also 37% larger than the typical Fruitland Park listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Fruitland Park median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $675,000, now $649,500 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Kara Wisely. MLS #O6391104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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