
325 S FRANKLIN STREET, DAYTONA BEACH, FL, 32114
Active150 days on marketListed Mar 12, 2026MLS #O6389684
About this home
325 S FRANKLIN STREET
Turnkey investment opportunity! This Daytona Beach duplex features two spacious units, each with 3 bedrooms and 1 bathroom, situated on a large 0.30-acre lot. One unit is currently income-producing with a tenant in place at $1,500/month, providing immediate cash flow. Significant updates include a new roof (2022) and newer AC/heat pumps (2019), plus recent interior Kitechen updates, paint and flooring. Management is streamlined with separate electric and water meters and ample off-street parking via dual carports and a long driveway. Perfectly located near Embry-Riddle, Bethune-Cookman, Daytona State, and the beach, this property is ideal for a growing portfolio or a "house hack" to maximize your investment.
Facts & features
The home at a glance
6
Bedrooms
2
Bathrooms
2,280
Sqft
0.3 ac
Lot size
1931
Year built
Multi/Split
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$121 vs $234
Days on market
150 vs 58 typical
Where $121/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
Daytona Gardens — neighborhood snapshot
Population
1,744
Median age
36
Median income
$34,691
Median home value
$92,417
Avg household
2
Households w/ children
342
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 S FRANKLIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$150,000
317 REVA STREET · same community
4 bd · 2 ba · 1,152 sqft · $130/sqft · 0 DOM
Sold · Sep ’25$160,000
820 MALEY STREET · same community
3 bd · 1 ba · 835 sqft · $192/sqft · 91 DOM
Sold · Jun ’26$165,000
828 MAGNOLIA AVENUE · same community
2 bd · 1 ba · 724 sqft · $228/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 325 S FRANKLIN STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 S FRANKLIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
325 S FRANKLIN STREET FAQs
What would the monthly payment be for 325 S FRANKLIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,208/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 325 S FRANKLIN STREET?+
The most recent tax bill on record (2025) was $3,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $275,000, this home is listed about 5% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 S FRANKLIN STREET?+
Campbell Middle School (middle), Tomoka Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 25% above the DAYTONA BEACH 32114 median — but at 2,280 sqft it's also 72% larger than the typical Daytona Beach listing.
02Time on market is leverage
150 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Campbell Middle School, Tomoka Elementary School, Spruce Creek High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Brendan McGilvray. MLS #O6389684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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