David Ramirez
$390,000$449,0004 bd3.5 ba2,168 sqft$180 /sqft$3,644 /mo all-in ↓

940 LOBELIA DRIVE, LAKE MARY, FL, 32746

Active153 days on marketListed Mar 6, 2026MLS #O6388323

Reduced $59KTownhouseFOUNTAIN PARKE AT LAKE MARY PH 2

About this home

940 LOBELIA DRIVE

One or more of the photo(s) have been virtually staged. NEW PRICE IMPROVEMENT!! Welcome to this beautiful property located in the guard-gated community of Fountain Parke in Lake Mary. From the moment you walk in, the layout feels open with lots of light. This three-story townhouse offers 4 bedrooms and 3.5 bathrooms with over 2,100 square feet of well-designed space. The main living area sits on the second floor, where the kitchen, dining, and living spaces come together around an oversized island, granite countertops, and stainless steel appliances. The primary bedroom and additional bedrooms are located upstairs. On the first floor, a separate bedroom and bathroom has a flexible space for guests, working from home, or multi-generational living with its own separate entrance and exit. A two-car garage and low-maintenance exterior make day-to-day living simple. Residents enjoy access to a resort-style pool, fitness center, tennis courts, dog park, pickleball and 24-hour guard-gated entry. Conveniently located near I-4, shopping, dining, and top-rated Seminole County schools. Showings available upon request.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,168

Sqft

0.03 ac

Lot size

2

Garage

2014

Year built

Three Or More

Levels

$180

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingGarage Faces Rear · Ground Level
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$552/mo
Taxes (2024)$5,563/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,644 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$464
HOA fee — from the listing$552
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$3,644/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$464
HOA / condo fee$552
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$374KedgeAI estimate $419,755 · range $405K$446K$464K

vs edgeAI estimate

−7.1%

$/sqft vs Lake Mary actives

$180 vs $238

Days on market

153 vs 42 typical

Where $180/sqft sits among the 158 Lake Mary actives

30 · this home
31
42
24
12
19
$145–182$182–219$219–255$255–292$292–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fountain Parke

Map of 940 LOBELIA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)41 min
Walt Disney World46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Fountain Parke — neighborhood snapshot

Population

2,630

Median age

45

Median income

$119,206

Median home value

$434,200

Avg household

2

Households w/ children

269

For the school run

Seminole County School District

ElementaryCrystal Lake Elementary School★★★★★
ElementaryWicklow Elementary School★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

92 of 158

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $390,000 $59K
Mar 6, 2026Listed at $449,000 · 153 days on market since
2014Built · FOUNTAIN PARKE AT LAKE MARY PH 2

Reality check

What actually sold near 940 LOBELIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1805 LOBELIA DRIVESold · Apr ’26

$434,900

1805 LOBELIA DRIVE · same community

4 bd · 3.5 ba · 2,168 sqft · $201/sqft · 8 DOM

1704 LOBELIA DRIVESold · Mar ’26

$385,000

1704 LOBELIA DRIVE · same community

4 bd · 3.5 ba · 2,168 sqft · $178/sqft · 169 DOM

417 PAVIA LOOPSold · Aug ’25

$400,000

417 PAVIA LOOP · same community

4 bd · 3.5 ba · 2,168 sqft · $185/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 940 LOBELIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 940 LOBELIA DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

940 LOBELIA DRIVE FAQs

What would the monthly payment be for 940 LOBELIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,644/mo — principal and interest, the actual property-tax bill, the $552/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 940 LOBELIA DRIVE?+

The association fee works out to $552 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 940 LOBELIA DRIVE?+

The most recent tax bill on record (2024) was $5,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 940 LOBELIA DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $390,000, this home is listed about 10% below the Lake Mary median of $432,000. The market section on this page shows how the area is trending.

Which schools are assigned to 940 LOBELIA DRIVE?+

Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Know the monthly fee

The association fee is $552/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

02Time on market is leverage

153 days on market against a Lake Mary median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $449,000, now $390,000 — a $59K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Latrice Singleton-Vielot. MLS #O6388323.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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