David Ramirez
$850,000$950,0006 bd5 ba5,454 sqft$156 /sqft$6,556 /mo all-in ↓

1831 VIA LAGO DRIVE, LAKELAND, FL, 33810

Active152 days on marketListed Mar 11, 2026MLS #O6388245

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceTERRALARGO PHASE 3B

About this home

1831 VIA LAGO DRIVE

Virtually Staged. Exquisite Waterfront Luxury Home in the Prestigious Terralargo Community Welcome to an exceptional estate where elegance, comfort, and resort-style living come together in perfect harmony. Nestled within the highly sought-after gated community of Terralargo, this magnificent 5,454-square-foot luxury residence offers an extraordinary lifestyle defined by sophistication, privacy, and breathtaking water views, including a stunning view of the lake and the pool. Some of the amazing exterior features include a 2-story screened enclosed porch/patio, a gutter system, and an in-ground pool and spa. Thoughtfully designed for both grand entertaining and everyday living, the home features 6 spacious bedrooms, 4 full baths, and 2 half baths, including the rare luxury of two primary suites... one conveniently located on the main level and another upstairs, ideal for multigenerational living or hosting guests in absolute comfort. At the heart of the home lies a chef-inspired gourmet kitchen, beautifully appointed with double ovens, a pot filler, extended countertops, custom cabinetry, and a large walk-in pantry. The kitchen flows seamlessly into the expansive family room where walls of windows frame stunning views of the pool and pond, creating a bright and inviting atmosphere throughout. Designed with entertaining in mind, the residence features an impressive game room complete with a wet bar, island, and wine refrigerator, as well as a private media room with a dedicated tech storage closet... perfect for movie nights and immersive entertainment. Step outside to your own private resort-style retreat. A fully screened pool and spa provide the perfect setting for relaxation and year-round outdoor enjoyment. While the upstairs balcony offers sweeping views of the serene pond, creating an idyllic backdrop for morning coffee or sunset evenings. Residents of the prestigious Terralargo community enjoy an array of upscale amenities, including tennis courts, pickleball courts, a basketball court, playground, resort-style community pool and spa, fitness center, and an elegant clubhouse... all within a secure, beautifully maintained gated neighborhood. Perfectly positioned between Tampa and Orlando for effortless travel and just minutes from the Lakeland Mall, restaurants, and shopping. This extraordinary property offers the perfect blend of luxury, space, and lifestyle, making it a rare opportunity to own one of Terralargo’s most remarkable homes.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

5,454

Sqft

0.24 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$156

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range Hood · Water Filtration System · Water Softener · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewPool · Water
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Tandem
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$344/mo
Taxes (2024)$13,756/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,556 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2024 actual bill$1,146
HOA fee — from the listing$344
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$6,556/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$1,146
HOA / condo fee$344
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$156 vs $194

Days on market

152 vs 44 typical

Where $156/sqft sits among the 400 Lakeland actives

76 · this home
133
103
41
20
27
$127–161$161–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 1831 VIA LAGO DRIVE

Drive times from this address

Downtown Tampa38 min
Walt Disney World41 min
Tampa Int’l Airport (TPA)50 min
Universal Orlando51 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $850,000 $100K
Mar 11, 2026Listed at $950,000 · 152 days on market since
2017Built · TERRALARGO PHASE 3B

Reality check

What actually sold near 1831 VIA LAGO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3960 AQUILLA DRIVESold · Mar ’26

$630,000

3960 AQUILLA DRIVE

5 bd · 4 ba · 3,750 sqft · $168/sqft · 7 DOM

5653 HILLSIDE LANDINGS ROADSold · Aug ’25

$635,000

5653 HILLSIDE LANDINGS ROAD

5 bd · 3.5 ba · 3,427 sqft · $185/sqft · 6 DOM

1764 ASHWORTH LOOPSold · Jun ’26

$415,000

1764 ASHWORTH LOOP

6 bd · 3 ba · 3,143 sqft · $132/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1831 VIA LAGO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1831 VIA LAGO DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1831 VIA LAGO DRIVE FAQs

What would the monthly payment be for 1831 VIA LAGO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,556/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1831 VIA LAGO DRIVE?+

The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1831 VIA LAGO DRIVE?+

The most recent tax bill on record (2024) was $13,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1831 VIA LAGO DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $850,000, this home is listed about 151% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$850,000 runs 154% above the LAKELAND 33810 median — but at 5,454 sqft it's also nearly 3 times the size of the typical Lakeland listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

152 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $950,000, now $850,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Stacey Vazquez. MLS #O6388245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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