115 124TH AVENUE W, TREASURE ISLAND, FL, 33706
Active147 days on marketListed Mar 13, 2026MLS #O6387952
About this home
115 124TH AVENUE W
LEGAL WEEKLY RENTAL DUPLEX just steps from the sugar-white sands of Treasure Island. This unique income-producing property is being offered as the entire duplex featuring 6 bedrooms, 5 full baths and 2 half baths with 2,252 square feet of living space (2,863 gross square feet). Each side of the property functions as a private rental unit (A & B), while an adjoining interior hallway with locking doors allows both units to be opened and combined, creating one large residence ideal for large groups, family retreats, or maximizing vacation rental income. Recent improvements include all new flooring throughout both units, brand new appliances and cabinetry in each kitchen, and fresh interior paint throughout. Located on a quiet island street approximately 100 steps to the beach, with easy access to restaurants, boating, fishing, and everything that makes Treasure Island one of Florida’s most desirable Gulf Coast destinations. An exceptional opportunity for vacation rental investors or buyers seeking a flexible beach property with strong income potential.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
2,252
Sqft
0.1 ac
Lot size
1938
Year built
One
Levels
$622
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,785 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,785/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$622 vs $522
Days on market
147 vs 96 typical
Where $622/sqft sits among the 169 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
92 of 169
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 124TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,350,000
12108 LAGOON LANE · same community
2 bd · 2.5 ba · 2,352 sqft · $574/sqft · 172 DOM
Sold · Nov ’25$1,500,000
12116 LAGOON LANE · same community
3 bd · 2 ba · 1,634 sqft · $918/sqft · 89 DOM
Sold · Jan ’26$1,500,000
12112 LAGOON LANE · same community
3 bd · 2 ba · 1,624 sqft · $924/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 115 124TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 124TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
115 124TH AVENUE W FAQs
What would the monthly payment be for 115 124TH AVENUE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 124TH AVENUE W?+
The most recent tax bill on record (2025) was $6,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,400,000, this home is listed about 97% above the Treasure Island median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 115 124TH AVENUE W?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARK TOWN REAL ESTATE LLC · David Auerbach. MLS #O6387952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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