1824 LAKE STREET, OVIEDO, FL, 32765
Active155 days on marketListed Mar 5, 2026MLS #O6387414
About this home
1824 LAKE STREET
Lakefront Property with Multiple Living Spaces Enjoy lakefront living on the shores of Lake Jessup with this unique and versatile property located in Oviedo. This renovated home offers beautiful water views and a flexible layout that creates multiple living opportunities. The main house features 3 bedrooms and 2 bathrooms, providing comfortable living space with natural light and peaceful lake views. In addition to the main residence, the property includes three independent in-law suites, each with its own living area and kitchenette. Two of the units offer 1 bedroom and 1 bathroom, while the third unit includes 3 bedrooms and 2 bathrooms. This layout creates excellent income potential, allowing the future owner to use the additional units for extended family, guests, or rental opportunities while still enjoying the privacy of the main home. The property is located just minutes from the revitalized Downtown Oviedo, with convenient access to restaurants, shopping, parks, and local attractions. The home sits directly on Lake Jessup, offering scenic waterfront views and access to outdoor activities such as boating, fishing, and kayaking. The floating dock will need to be replaced, but a public boat ramp is located less than a mile away, providing convenient lake access. The property is fully furnished, making it move-in ready or ideal for immediate rental use. The sale price does not include the furniture, but it can be negotiated for an additional cost. Purchasing the home furnished offers significant advantages, allowing the new owner to avoid the time and expense of furnishing multiple living spaces and making it easier to start generating income right away. Seller financing is available, creating an additional opportunity for qualified buyers.
Facts & features
The home at a glance
8
Bedrooms
6
Bathrooms
3,400
Sqft
0.26 ac
Lot size
1976
Year built
Multi/Split
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,413 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,413/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$254 vs $250
Days on market
155 vs 32 typical
Where $254/sqft sits among the 201 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
110 of 201
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1824 LAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,500,000
699 BEAR PAW COURT
7 bd · 5 ba · 4,260 sqft · $352/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1824 LAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1824 LAKE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1824 LAKE STREET FAQs
What would the monthly payment be for 1824 LAKE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1824 LAKE STREET?+
The most recent tax bill on record (2024) was $3,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $865,000, this home is listed about 68% above the Oviedo median of $514,975. The market section on this page shows how the area is trending.
Which schools are assigned to 1824 LAKE STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$865,000 runs 88% above the OVIEDO 32765 median — but at 3,400 sqft it's also 68% larger than the typical Oviedo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
155 days on market against a Oviedo median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $899,900, now $865,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Andres Ospina Rivera. MLS #O6387414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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