132 LAKE DRIVE, OVIEDO, FL, 32765
Active131 days on marketListed Mar 26, 2026MLS #O6393797
About this home
132 LAKE DRIVE
Virtually Staged. Welcome to 132 Lake Drive in sought-after Oviedo, where stylish new construction, thoughtful upgrades, and everyday comfort come together in one impressive single-story home. Built by M/I Homes, this 4-bedroom, 3.5-bath residence also features a flexible fifth room ideal for a den, office, or bonus space, offering 3,035 square feet of beautifully designed living space on an oversized homesite with a 3-car garage. Step inside to a bright, open layout with a seamless flow that is perfect for both daily living and entertaining. The spacious main living areas connect effortlessly to a chef-inspired kitchen featuring modern appliances, a striking vent hood over the cooktop, and abundant storage in crisp white shaker cabinetry. Top-end Sunburst Shutters have been installed throughout the entire home, adding timeless style, privacy, and quality craftsmanship. Remote-control ceiling fans throughout the home further enhance comfort and convenience. The owner’s suite is a true retreat, complete with a tray ceiling, two oversized closets, and direct access to the lanai. The spa-like bath is designed to impress with marble-look tile, separate vanities, a freestanding vessel tub, and a beautifully finished walk-in shower. The additional bedrooms are generously sized, offering comfort and privacy for family members or guests, while the well-appointed full baths and convenient powder room feature contemporary finishes throughout. Outdoor living is just as inviting, with a large 16'7" x 20'7" covered lanai that creates the perfect space for morning coffee, evening relaxation, or weekend gatherings. The oversized lot provides a broader streetscape presence and a sizable backyard with plenty of room to enjoy the Florida sunshine. The garage has also been upgraded with a premium three-layer floor coating system featuring a polyurea base and polyaspartic topcoat, designed to resist chipping, scratching, and scuffing. This finish is four times more durable than epoxy and built for long-lasting performance. Ideally located near top-rated schools, parks, shopping, dining, and major roadways, this home offers the best of Oviedo living in a vibrant and convenient setting. This is your opportunity to own a beautifully upgraded new home with space, style, and exceptional features throughout.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,035
Sqft
0.61 ac
Lot size
3
Garage
2024
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,764 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,764/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs Oviedo actives
$283 vs $250
Days on market
131 vs 33 typical
Where $283/sqft sits among the 201 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
107 of 201
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 132 LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$875,000
2531 BLUE WAVE PL · same community
5 bd · 4 ba · 3,978 sqft · $220/sqft · 190 DOM
Sold · Nov ’25$900,000
2430 FRANCISCO ART COURT · same community
5 bd · 4.5 ba · 4,234 sqft · $213/sqft · 223 DOM
Sold · Oct ’25$675,000
5808 OAK LAKE TRAIL
4 bd · 3 ba · 3,036 sqft · $222/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 132 LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 132 LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
132 LAKE DRIVE FAQs
What would the monthly payment be for 132 LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,764/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 132 LAKE DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 132 LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 132 LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $859,900, this home is listed about 65% above the Oviedo median of $520,000. The market section on this page shows how the area is trending.
Which schools are assigned to 132 LAKE DRIVE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$859,900 runs 87% above the OVIEDO 32765 median — but at 3,035 sqft it's also 50% larger than the typical Oviedo listing.
02Time on market is leverage
131 days on market against a Oviedo median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $875,000, now $859,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA PRESTIGIOUS HOMES INC · Ian Trumbach. MLS #O6393797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oviedo homes, in your inbox
Like 132 LAKE DRIVE but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →