18030 BAYAMON AVENUE, POLK CITY, FL, 33868
Active164 days on marketListed Feb 27, 2026MLS #O6386122
About this home
18030 BAYAMON AVENUE
Experience the freedom of country living with this beautiful 4-bedroom, 2-bathroom home situated on 1.41 fully fenced acres. If you’ve been searching for space, privacy, and the ability to truly use your land the way you want — this is it. Designed for both comfort and functionality, the home features a spacious layout with generous living areas, a well-appointed kitchen, and ample natural light throughout. The split-bedroom floor plan offers privacy for the primary suite, while three additional bedrooms provide flexibility for family, guests, or a home office. Step outside and enjoy the true highlight of this property: 1.41 acres of usable land, fully fenced and ready for your animals. Whether you’re looking for a private retreat, room to grow, or a property that supports your outdoor lifestyle, this rare find delivers space, flexibility, and endless potential. Schedule your private showing today and discover the possibilities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,148
Sqft
1.41 ac
Lot size
2
Garage
2006
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,183 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,183/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$286 vs $279
Days on market
164 vs 54 typical
Where $286/sqft sits among the 80 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
43 of 80
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1155% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 18030 BAYAMON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$365,000
6300 GREEN POND ROAD
3 bd · 2 ba · 2,232 sqft · $164/sqft · 80 DOM
Sold · Feb ’26$200,000
17794 COMMONWEALTH AVENUE N
3 bd · 2 ba · 1,152 sqft · $174/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18030 BAYAMON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18030 BAYAMON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18030 BAYAMON AVENUE FAQs
What would the monthly payment be for 18030 BAYAMON AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,183/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18030 BAYAMON AVENUE?+
The most recent tax bill on record (2025) was $5,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $615,000, this home is listed about 54% above the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18030 BAYAMON AVENUE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$615,000 runs 1155% above the POLK CITY 33868 median — but at 2,148 sqft it's also 31% larger than the typical Polk City listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
164 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $650,000, now $615,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Maria Santana. MLS #O6386122.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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