9808 SURREY RIDGE ROAD, ORLANDO, FL, 32825
Active157 days on marketListed Feb 28, 2026MLS #O6385282
About this home
9808 SURREY RIDGE ROAD
Welcome to your Florida living dream at 9808 Surrey Ridge Rd in Orlando! This charming 3-bedroom, 2-bath home offers 1,178 square feet of comfortable living space with beautiful vaulted ceilings that create a bright and open feel from the moment you walk in. The spacious living area flows easily into the dining and kitchen spaces, making the home feel welcoming and functional for both everyday living and entertaining. Large windows and high ceilings bring in plenty of natural light, giving the home an airy and inviting atmosphere. For added peace of mind, both the roof and HVAC system have been updated within the last five years. Step outside to your private backyard oasis, where you can relax and enjoy true Florida living. The paver patio and hot tub create the perfect space for entertaining, unwinding after a long day, or enjoying peaceful mornings with a view of the serene canal behind the property. The nicely sized fenced backyard offers plenty of room for pets, gardening, or outdoor gatherings. Located in an established neighborhood, this home offers convenient access to major highways, shopping, dining, and everyday essentials, making commuting and daily errands simple while still enjoying a quiet residential setting. Whether you're looking for a primary residence, vacation-style living, or a solid investment opportunity, this home offers comfort, charm, and the relaxed Florida lifestyle all in one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,178
Sqft
0.13 ac
Lot size
1
Garage
1990
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,555 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,555/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs Orlando actives
$301 vs $250
Days on market
157 vs 40 typical
Where $301/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surrey Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Surrey Ridge — neighborhood snapshot
Population
695
Median age
35
Median income
$109,886
Median home value
$352,500
Avg household
3
Households w/ children
85%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ORLANDO 32825 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9808 SURREY RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$318,000
2110 CHURCHILL DOWNS CIRCLE · same community
3 bd · 2 ba · 1,168 sqft · $272/sqft · 66 DOM
Sold · Sep ’25$360,000
9922 SURREY RIDGE ROAD · same community
3 bd · 2 ba · 1,168 sqft · $308/sqft · 11 DOM
Sold · Aug ’25$328,000
9991 TRIPLE CROWN CIRCLE · same community
3 bd · 2 ba · 1,202 sqft · $273/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9808 SURREY RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9808 SURREY RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9808 SURREY RIDGE ROAD FAQs
What would the monthly payment be for 9808 SURREY RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,555/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9808 SURREY RIDGE ROAD?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9808 SURREY RIDGE ROAD?+
The most recent tax bill on record (2024) was $1,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9808 SURREY RIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $355,000, this home is listed about 10% below the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9808 SURREY RIDGE ROAD?+
Cypress Springs Elementary (elementary), Legacy Middle (middle), University High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
157 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Cypress Springs Elementary, Legacy Middle, University High — Cypress Springs Elementary rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $357,900, now $355,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Abby Nelson. MLS #O6385282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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