9906 SURREY RIDGE ROAD, ORLANDO, FL, 32825
Active274 days on marketListed Nov 2, 2025MLS #O6357232
About this home
9906 SURREY RIDGE ROAD
Nice 2 bedroom, 2 bath home with one car garage located in Surrey Ridge Subdivision. Enjoy the open kitchen/ dining combo with water view from the dining area. Cozy home with split plan and large master bedroom. Roof replaced in 2018 . Perfect starter home with easy access to shopping, schools, 408/417.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
970
Sqft
0.12 ac
Lot size
1
Garage
1988
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,552 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,552/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.1%
$/sqft vs Orlando actives
$330 vs $250
Days on market
274 vs 34 typical
Where $330/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Surrey Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Surrey Ridge — neighborhood snapshot
Population
695
Median age
35
Median income
$109,886
Median home value
$352,500
Avg household
3
Households w/ children
85%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ORLANDO 32825 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9906 SURREY RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$318,000
2110 CHURCHILL DOWNS CIRCLE · same community
3 bd · 2 ba · 1,168 sqft · $272/sqft · 66 DOM
Sold · Sep ’25$360,000
9922 SURREY RIDGE ROAD · same community
3 bd · 2 ba · 1,168 sqft · $308/sqft · 11 DOM
Sold · Aug ’25$328,000
9991 TRIPLE CROWN CIRCLE · same community
3 bd · 2 ba · 1,202 sqft · $273/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9906 SURREY RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9906 SURREY RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9906 SURREY RIDGE ROAD FAQs
What would the monthly payment be for 9906 SURREY RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,552/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9906 SURREY RIDGE ROAD?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9906 SURREY RIDGE ROAD?+
The most recent tax bill on record (2024) was $4,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9906 SURREY RIDGE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $320,000, this home is listed about 18% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9906 SURREY RIDGE ROAD?+
Cypress Springs Elementary (elementary), Legacy Middle (middle), University High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32825 market on paper
$320,000 is 10% below the ORLANDO 32825 median of $355,000.
02Time on market is leverage
274 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Cypress Springs Elementary, Legacy Middle, University High — Cypress Springs Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Iris Munoz. MLS #O6357232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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