360 N SUMMIT AVENUE, LAKE HELEN, FL, 32744
Active169 days on marketListed Feb 17, 2026MLS #O6383170
About this home
360 N SUMMIT AVENUE
One or more photo(s) has been virtually staged. Pre-Construction. To be built. The "Summit House" — A Custom 4BR/2.5 BA Estate with Private In-Law Wing. Experience the ultimate "Whole Living" sanctuary in the heart of historic Lake Helen. This 2026 custom build represents a rare opportunity for multi-generational living. Spanning 2,391 square feet of living area and 3,336 total square feet under roof, this residence is designed for luxury, wellness, and durability. The Main Residence: The sun-drenched open floor plan is the heart of the home, featuring soaring 9'-4" ceilings throughout. The grand living and kitchen area is anchored by a stunning fireplace and elevated by custom exposed wood beams that span the ceiling, adding architecturally significant character and warmth. The gourmet kitchen is a chef's dream, featuring a massive island and premium gas appliances. The Private In-Law Suite: A standout feature of this estate is the fully integrated 552 sq. ft. In-Law Suite. Boasting its own private side entry porch, living area, full bathroom, and bedroom, this wing is ideal for aging parents, a high-end home office, or a long-term guest retreat. Mechanical Excellence & Future Potential: Tankless Gas Performance: Enjoy endless hot water with dual independent tankless gas water heaters serving the main residence and in-law suite separately. Pool-Ready Courtyard: The central courtyard has been intentionally designed to accommodate a future pool installation, offering the perfect foundation for your private backyard oasis.“PRE-CONSTRUCTION BONUS: Listed price of $714,000 INCLUDES a custom, in-ground courtyard pool and premium hardscape package to be completed by the builder! Want the home but don't need a pool? Builder is offering a direct $52,000 credit/deduction for buyers who prefer the estate without the pool package, bringing the purchase price down to an incredibly competitive $662,000. Don't miss this rare new construction opportunity featuring a fully integrated 552 sq. ft. private in-law/multi-generational suite under roof, Outdoor Living: Relax on the 212 sq. ft. front porch with wood flooring or the spacious screened-in rear porch. Energy & Safety: Outfitted with 2 high-efficiency Heat pump systems. Located minutes from Ivy Hawn Charter School this home offers the peace of the "Gem of Florida" with the modern performance of an expert custom build. No HOA and no compromises.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,391
Sqft
0.38 ac
Lot size
2
Garage
2026
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,367 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,367/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Helen actives
$299 vs $305
Days on market
169 vs 21 typical
Where $299/sqft sits among the 16 Lake Helen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Helen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Helen. See the full Lake Helen guide →
LAKE HELEN 32744 — neighborhood snapshot
Population
3,716
Median age
43.7
Median income
$95,096
Median home value
$371,100
Avg household
2.9
Households w/ children
364
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Helen market
$440K → $449K
Lake Helen median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
2 of 16
Lake Helen actives have cut their price
Median sold price, Lake Helen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the LAKE HELEN 32744 median. See the full Lake Helen market guide →
Paper trail
This home's history
Reality check
What actually sold near 360 N SUMMIT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$265,000
624 W NEW YORK AVENUE · same community
3 bd · 1 ba · 1,248 sqft · $212/sqft · 83 DOM
Sold · Sep ’25$420,000
319 RAVENSHILL WAY
4 bd · 2.5 ba · 2,430 sqft · $173/sqft · 629 DOM
Sold · Jul ’26$557,000
289 GARDEN STREET
3 bd · 3.5 ba · 2,343 sqft · $238/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 360 N SUMMIT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 360 N SUMMIT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
360 N SUMMIT AVENUE FAQs
What would the monthly payment be for 360 N SUMMIT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,367/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 360 N SUMMIT AVENUE?+
The most recent tax bill on record (2025) was $1,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 360 N SUMMIT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Helen?+
At $714,000, this home is priced right at the Lake Helen median.
Which schools are assigned to 360 N SUMMIT AVENUE?+
Volusia Pines Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$714,000 runs 59% above the LAKE HELEN 32744 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
169 days on market against a Lake Helen median of 21 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of WILLIAM CHASE REAL ESTATE · William Chase. MLS #O6383170.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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