308 CHURCH STREET, LAKE HELEN, FL, 32744
Active358 days on marketListed Aug 21, 2025MLS #O6337427
About this home
308 CHURCH STREET
Come admire, fall in love with, and buy a true hidden gem in the quiet, quaint town of Lake Helen with NO HOA. This 4 spacious bedrooms with 2 and 1/2 bath home built in 2021 has many unique characteristics to offer in the detailed craftsmanship within minutes from I-4, only 30 minutes from coast and 45 minutes from downtown Orlando, this home is in the right spot for a piece of mind and serenity lifestyle and just a drive away to the busy and bustle of the city! The Master suite includes two full walk-in closets, a bathroom with double vanity sinks, garden tub and walk-in shower with a luxurious shower rain head. The open kitchen showcases flagstones tiles, granite countertops, stainless steel appliances, and plenty of cabinet space. This kitchen oversees the natural lit living area built with beautiful marble floors, built-in stone accented fireplace and shelving. Modern lighting, custom window frames, crown molding and high 10ft interior doors throughout really brings this home's charm together! Every detail allows this floorplan to flow nicely. This property sits on just shy of a 2 acre lot, offering privacy, and plenty space for additions or vehicle/boat storage for any of your needs. The rear patio also includes a covered dog kennel and enclosed shed. 08R3 allows this property to be use for many purposes beyond residential including daycare, group home location, foster care facility (please contact your local Zoning Department for the full list of options. Security Cameras Night Owl system are included. Furnitures are negotiable. Do not let this gem get away!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,890
Sqft
1.9 ac
Lot size
2
Garage
2021
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,178 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,178/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81%
$/sqft vs Lake Helen actives
$397 vs $293
Days on market
358 vs 32 typical
Where $397/sqft sits among the 16 Lake Helen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Helen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Helen. See the full Lake Helen guide →
LAKE HELEN 32744 — neighborhood snapshot
Population
3,716
Median age
43.7
Median income
$95,096
Median home value
$371,100
Avg household
2.9
Households w/ children
364
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Helen market
$440K → $449K
Lake Helen median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
7 of 16
Lake Helen actives have cut their price
Median sold price, Lake Helen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the LAKE HELEN 32744 median. See the full Lake Helen market guide →
Paper trail
This home's history
Reality check
What actually sold near 308 CHURCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$444,990
237 CHURCH STREET · same community
3 bd · 2 ba · 1,911 sqft · $233/sqft · 114 DOM
Sold · Jan ’26$513,000
226 W PENNSYLVANIA AVENUE · same community
4 bd · 2.5 ba · 2,035 sqft · $252/sqft · 3 DOM
Sold · Aug ’25$320,000
871 OAK TREE LANE · same community
2 bd · 2 ba · 1,405 sqft · $228/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 308 CHURCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 308 CHURCH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
308 CHURCH STREET FAQs
What would the monthly payment be for 308 CHURCH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 308 CHURCH STREET?+
The most recent tax bill on record (2024) was $8,312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Helen?+
At $749,500, this home is priced right at the Lake Helen median.
Which schools are assigned to 308 CHURCH STREET?+
Volusia Pines Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,500 runs 39% above the LAKE HELEN 32744 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
358 days on market against a Lake Helen median of 32 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA INVESTMENT REALTY GRP · Yuleisy Marquez. MLS #O6337427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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