20431 STARDUST AVE AVENUE, PORT CHARLOTTE, FL, 33952
Active180 days on marketListed Feb 13, 2026MLS #O6382456
About this home
20431 STARDUST AVE AVENUE
Pre-Construction. To be built. Sun soaked days and coastal breezes define life in , a Gulf Coast destination nestled along the Peace River and Charlotte Harbor where boating, beaches, golf, waterfront dining, live music, and year round festivals create an easygoing yet vibrant lifestyle. This is where the Mesquite floor plan truly shines. Designed for both comfort and connection, the Mesquite features an expansive open layout with 8’8” ceilings that enhance the airy feel throughout the main living areas. The spacious great room flows effortlessly into the dining area and a beautifully appointed kitchen, creating a natural gathering space for everyday living and entertaining. The kitchen showcases granite countertops, a center island, and a walk in pantry, blending style with function. Just beyond the dining area, an extended aluminum screened patio extends your living space outdoors, creating the perfect setting to relax and enjoy Port Charlotte’s warm coastal climate. A smart split bedroom layout provides privacy, positioning the secondary bedrooms on the opposite side of the home from the owner’s suite. The owner’s retreat delivers comfort and style with a luxurious en suite bath, highlighted by a walk in shower with enclosure, dual vanities, and granite countertops. The secondary bath includes a tub and shower combination and granite countertops, thoughtfully designed for both beauty and functionality. Ceramic tile flooring runs through the main living areas, while plush carpeted bedrooms add warmth and comfort. Built for durability and efficiency, this home includes hurricane shutters, impact windows, insulated exterior walls, and architectural shingles. A two car garage, along with professional landscaping and an irrigation system, complete the exterior appeal. Modern technology enhances everyday living with a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and DEAKO light switches throughout the home. Backed by a full builder warranty, the Mesquite delivers confidence along with coastal charm. Discover the space, comfort, and lifestyle waiting for you in Port Charlotte and make the Mesquite your next move. Reach out TODAY!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,867
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Port Charlotte actives
$187 vs $208
Days on market
180 vs 60 typical
Where $187/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
196 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20431 STARDUST AVE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$360,000
1197 DORCHESTER STREET · same community
3 bd · 2 ba · 1,837 sqft · $196/sqft · 32 DOM
Sold · Jan ’26$335,000
20430 SAPLING AVENUE · same community
3 bd · 2 ba · 1,899 sqft · $176/sqft · 15 DOM
Sold · Jan ’26$344,900
20352 ASTORIA AVENUE · same community
4 bd · 2.5 ba · 1,834 sqft · $188/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20431 STARDUST AVE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20431 STARDUST AVE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20431 STARDUST AVE AVENUE FAQs
What would the monthly payment be for 20431 STARDUST AVE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20431 STARDUST AVE AVENUE?+
The most recent tax bill on record (2025) was $481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20431 STARDUST AVE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $349,900, this home is listed about 6% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20431 STARDUST AVE AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Dakota DuBois. MLS #O6382456.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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