20296 RUTHERFORD AVENUE, PORT CHARLOTTE, FL, 33952
Active471 days on marketListed Apr 28, 2025MLS #O6303932
About this home
20296 RUTHERFORD AVENUE
One or more photo(s) has been virtually staged. REDUCED FOR A QUICK SALE!!! Stunning New Construction in Port Charlotte, FL! Step into luxury with this brand-new home, completed in November 2024, located in the heart of Port Charlotte, Florida. Designed with meticulous attention to detail, this residence combines high-end finishes with ultimate comfort, creating the perfect sanctuary for modern living. Key Features: • High-End Finishes: Every inch of this home exudes sophistication, from premium flooring and custom cabinetry to quartz countertops. • Hurricane-Resistant: Built to endure Florida’s elements, the home is equipped with impact-rated HURRICANE WINDOWS AND DOORS for safety and peace of mind. • Open-Concept Design: Enjoy seamless flow between the gourmet kitchen with walk-in pantry, dining, and living areas, perfect for entertaining or relaxing. • Spacious Layout: Ample square footage with generously sized bedrooms and spa-inspired bathrooms for comfort and luxury. Plenty of space in the backyard to build your dream pool. • Energy Efficiency: Modern construction means energy-saving features, keeping utility bills low while maintaining comfort year-round. Situated in a neighborhood close to pristine Gulf beaches, world-class fishing, golf courses, and vibrant shopping and dining options, this home offers the best of Florida living. Whether you’re seeking a primary residence, vacation home, or investment property, this home checks all the boxes. Don’t miss the opportunity to own a piece of paradise in Port Charlotte! Schedule your private showing today. Your dream home awaits—call now before its gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,680
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.4%
$/sqft vs Port Charlotte actives
$202 vs $208
Days on market
471 vs 60 typical
Where $202/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
194 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20296 RUTHERFORD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$343,000
1390 NIMROD STREET · same community
3 bd · 2 ba · 1,701 sqft · $202/sqft · 32 DOM
Sold · Nov ’25$290,000
20246 RUTHERFORD AVENUE · same community
4 bd · 2 ba · 1,650 sqft · $176/sqft · 66 DOM
Sold · Feb ’26$299,000
1204 HINTON STREET · same community
3 bd · 2 ba · 1,728 sqft · $173/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20296 RUTHERFORD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20296 RUTHERFORD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20296 RUTHERFORD AVENUE FAQs
What would the monthly payment be for 20296 RUTHERFORD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20296 RUTHERFORD AVENUE?+
The most recent tax bill on record (2024) was $567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $339,000, this home is listed about 3% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20296 RUTHERFORD AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,000 runs 134% above the PORT CHARLOTTE 33952 median.
02Time on market is leverage
471 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $429,000, now $339,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BICHACHI REALTY, PLLC · Elias Bichachi. MLS #O6303932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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