David Ramirez
$197,5002 bd2 ba957 sqft$206 /sqft$2,176 /mo all-in ↓

12539 FLORIDAYS RESORT DRIVE UNIT 107D, ORLANDO, FL, 32821

Active159 days on marketListed Mar 5, 2026MLS #O6380557

Priced 18% below the ORLANDO 32821 medianWaterfrontFully furnishedCondo - HotelFLORIDAYS ORLANDO RESIDENCE

About this home

12539 FLORIDAYS RESORT DRIVE UNIT 107D

Beautiful 2-Bedroom, 2 Full Bathroom Condo Offering BEAUTIFUL VIEWS OF POND AND GAZEBO from both the Screened Back Porch and Primary Bedroom. Enjoy Relaxing Outdoor Living with a Ceiling Fan on the Patio and Tranquil Water Views. The Kitchen Features Granite Countertops, Stainless Steel Appliances, Pendant Lighting and a Kitchen Island with Tile Flooring. The Main Living Area is Finished with Luxury Vinyl Plank Flooring while Both Bedrooms Offer Comfortable Carpeted Floors. One Guest Bedroom is Furnished with Two Full Beds and the Spacious Primary Suite Includes a King Bed, Ceiling Fan and an En-Suite Bathroom with a Separate Jacuzzi Tub and Walk-In Shower. A Second Full Bathroom Offers a Tub/Shower Combo. Additional Features Include Ceiling Fans Throughout, a Stacked All-In-One Washer And Dryer and a Pull-Out Sleeper Sofa in the Living Room, Providing Flexible Accommodations. Located on the First Floor for Easy Access, This Unit Combines Comfort, Functionality, and Scenic Views. Located Just Minutes from Disney, Universal Studios, SeaWorld, Shopping and Dining, Perfect as a vacation getaway and income-producing short-term rental in the heart of Orlando’s attraction corridor.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

957

Sqft

0.02 ac

Lot size

2006

Year built

One

Levels

$206

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorBalcony

Community & fees

HOA fee$822/mo
Taxes (2024)$3,397/yr
PetsYes
CommunityFitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,176 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$911
Property tax — 2024 actual bill$283
Condo fee — from the listing$822
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $59,250
Interest rate6.90%
Loan term

Estimated payment

$2,176/mo

Principal & interest$911
Property taxes (actual bill)$283
HOA / condo fee$822
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $198K
$171KedgeAI estimate $184,148 · range $178K$208K$217K

vs edgeAI estimate

+7.3%

$/sqft vs FLORIDAYS ORLANDO RESIDENCE

$206 vs $193

Days on market

159 vs 43 typical

Where $206/sqft sits among the 10 homes for sale in FLORIDAYS ORLANDO RESIDENCE

2
3
2
0 · this home
0
3
$166–178$178–189$189–201$201–212$212–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 12539 FLORIDAYS RESORT DRIVE UNIT 107D

Drive times from this address

Universal Orlando13 min
Walt Disney World14 min
Downtown Orlando19 min
Orlando Int’l Airport (MCO)23 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32821 — neighborhood snapshot

Population

21,765

Median age

31.6

Median income

$59,927

Median home value

$300,300

Avg household

2.29

Households w/ children

2,302

For the school run

Orange County School District

ElementarySunshine Elementary★★★★
HighLake Buena Vista High School★★★★★
MiddleFreedom Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

2 of 10

FLORIDAYS ORLANDO RESIDENCE have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the ORLANDO 32821 median. See the full Orlando market guide →

Paper trail

This home's history

Mar 5, 2026Listed at $197,500 · 159 days on market since
2006Built · FLORIDAYS ORLANDO RESIDENCE

Reality check

What actually sold near 12539 FLORIDAYS RESORT DRIVE UNIT 107D

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12527 FLORIDAYS RESORT DRIVE UNIT 410ESold · Oct ’25

$188,500

12527 FLORIDAYS RESORT DRIVE UNIT 410E · same community

2 bd · 2 ba · 957 sqft · $197/sqft · 37 DOM

12527 FLORIDAYS RESORT DRIVE UNIT 205ESold · Apr ’26

$159,000

12527 FLORIDAYS RESORT DRIVE UNIT 205E · same community

2 bd · 2 ba · 957 sqft · $166/sqft · 7 DOM

12538 FLORIDAYS RESORT DRIVE UNIT 406CSold · Mar ’26

$155,000

12538 FLORIDAYS RESORT DRIVE UNIT 406C · same community

2 bd · 2 ba · 957 sqft · $162/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12539 FLORIDAYS RESORT DRIVE UNIT 107D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12539 FLORIDAYS RESORT DRIVE UNIT 107D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

12539 FLORIDAYS RESORT DRIVE UNIT 107D FAQs

What would the monthly payment be for 12539 FLORIDAYS RESORT DRIVE UNIT 107D?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $2,176/mo — principal and interest, the actual property-tax bill, the $822/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12539 FLORIDAYS RESORT DRIVE UNIT 107D?+

The association fee works out to $822 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12539 FLORIDAYS RESORT DRIVE UNIT 107D?+

The most recent tax bill on record (2024) was $3,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12539 FLORIDAYS RESORT DRIVE UNIT 107D?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $197,500, this home is listed about 49% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12539 FLORIDAYS RESORT DRIVE UNIT 107D?+

Sunshine Elementary (elementary), Lake Buena Vista High School (high), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORLANDO 32821 market on paper

$197,500 is 18% below the ORLANDO 32821 median of $239,500, and at $206/sqft it sits under the Orlando average of $263.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Time on market is leverage

159 days on market against a Orlando median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Suzanne Docobo. MLS #O6380557.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 12539 FLORIDAYS RESORT DRIVE UNIT 107D but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 10:15 PM UTC. The listing information on this page last changed on August 11, 2026 at 10:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 10:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 10:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.