16300 COUNTY ROAD 455 UNIT 204, MONTVERDE, FL, 34756
Active185 days on marketListed Feb 2, 2026MLS #O6378990
About this home
16300 COUNTY ROAD 455 UNIT 204
FULLY FURNISHED and Gorgeous! Just bring a Toothbrush, Move in and Enjoy Bella Collina Tomorrow!!! Experience lakeside luxury at its finest in this turnkey, beautifully furnished, spacious, second-floor condo, with custom artisan furniture, luxury upgrades, cost saving Electric Window Covers and security cameras. This home offers 2 bedrooms, 2.5 bathrooms, and stunning views of a pristine 329-acre spring-fed lake. Inside, you'll find generously sized rooms, ideal for both everyday living and hosting guests. Every inch of this home is designed with comfort and elegance in mind, from the open living spaces to the thoughtfully appointed bedrooms and baths. Located on the shore of Lake Siena, Bella Collina’s private lake, you have access to a 24-hour fitness facility, heated pool, conference room, and other shared facilities perfect for socializing or conducting business. In addition, you have the use of tailored membership privileges at the Club at Bella Collina, which features two Club restaurants, resort-style amenities, and a full-service spa. This is more than just a home—it's a lifestyle. Move in and Enjoy Bella Collina Tomorrow!!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,402
Sqft
0.03 ac
Lot size
2019
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs Montverde actives
$284 vs $320
Days on market
185 vs 80 typical
Where $284/sqft sits among the 61 Montverde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Montverde market
$707K → $647K
Montverde median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
26 of 61
Montverde actives have cut their price
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the MONTVERDE 34756 median. See the full Montverde market guide →
Paper trail
This home's history
Reality check
What actually sold near 16300 COUNTY ROAD 455 UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$435,000
16300 COUNTY ROAD 455 UNIT 502 · same community
3 bd · 3 ba · 1,568 sqft · $277/sqft · 53 DOM
Sold · Jan ’26$335,000
16300 COUNTY ROAD 455 UNIT 414
2 bd · 2.5 ba · 1,402 sqft · $239/sqft · 324 DOM
Sold · Feb ’26$350,000
16300 COUNTY ROAD 455 UNIT 712
2 bd · 2.5 ba · 1,402 sqft · $250/sqft · 349 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16300 COUNTY ROAD 455 UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16300 COUNTY ROAD 455 UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16300 COUNTY ROAD 455 UNIT 204 FAQs
What would the monthly payment be for 16300 COUNTY ROAD 455 UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,169/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16300 COUNTY ROAD 455 UNIT 204?+
The most recent tax bill on record (2025) was $5,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16300 COUNTY ROAD 455 UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $398,000, this home is listed about 60% below the Montverde median of $995,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16300 COUNTY ROAD 455 UNIT 204?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MONTVERDE 34756 market on paper
$398,000 is 60% below the MONTVERDE 34756 median of $1,000,000, and at $284/sqft it sits under the Montverde average of $381.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
185 days on market against a Montverde median of 80 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Joanna Tolbert. MLS #O6378990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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