David Ramirez
$445,0003 bd3 ba1,568 sqft$284 /sqft$4,341 /mo all-in ↓

16300 COUNTY ROAD 455 UNIT 302, MONTVERDE, FL, 34756

Active243 days on marketListed Dec 4, 2025MLS #O6364389

Priced 56% below the MONTVERDE 34756 medianCondominiumSIENA/COLLINA

About this home

16300 COUNTY ROAD 455 UNIT 302

Experience luxury lakefront living in this exquisite 3-bedroom, 3-bath condo located in the exclusive Siena at Bella Collina. With sweeping views of Lake Siena from nearly every room, this stunning residence offers an unmatched blend of elegance, comfort, and convenience—all within a gated, resort-style community. The thoughtfully designed open floor plan seamlessly connects the gourmet kitchen, dining area, and spacious family room, all oriented to capture the breathtaking lake views. The chef’s kitchen is a showstopper, featuring sleek cabinetry, stainless steel appliances, a tiled backsplash, and a large extended island with a built-in beverage refrigerator and custom storage solutions. Start your mornings on the tranquil, screened-in balcony—an ideal space to unwind and take in the serene surroundings. Luxury upgrades are found throughout the home, including elegant all-tile flooring, crown molding, custom window treatments, designer lighting, and unique built-in features that elevate the home’s character. Additional highlights include two assigned parking spaces, gated entry with evening security, and access to world-class amenities. Residents enjoy a heated lakefront pool, scenic walking trail, fire pit, BBQ area, poolside seating, conference room, and a 24-hour fitness center. Whether you’re seeking a full-time residence or a sophisticated retreat, this exceptional condo offers the ultimate in luxury, privacy, and panoramic lakefront living. You're also nestled within a well-established gated community, this property enjoys an enviable location close to major highways, ensuring convenient access to all amenities. Just minutes away, residents can indulge in excellent shopping opportunities, dine at a variety of luxury and casual eateries, and explore nearby theme parks for entertainment. The neighborhood benefits from proximity to brand-new, state-of-the-art hospitals and a top notch school system, providing peace of mind for residents seeking quality healthcare services and high end education for their family. This vibrant community offers an abundance of options to suit every lifestyle need and preference. Call today to schedule a private tour.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,568

Sqft

0.04 ac

Lot size

2019

Year built

One

Levels

$284

Per sqft

Pool & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionConcrete
FoundationSlab
ViewPool · Water
FacesWest
ParkingAssigned
ExteriorDog Run · Lighting · Outdoor Grill · Playground · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$845/mo
Taxes (2025)$6,236/yr
PetsNumber Limit, Yes
CommunityDock · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,341 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$520
Condo fee — from the listing$845
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$4,341/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$520
HOA / condo fee$845
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$411KedgeAI estimate $435,115 · range $429K$445K$463K

vs edgeAI estimate

+2.3%

$/sqft vs Montverde actives

$284 vs $320

Days on market

243 vs 81 typical

Where $284/sqft sits among the 60 Montverde actives

27 · this home
10
5
6
5
7
$214–295$295–377$377–458$458–540$540–621$621+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 16300 COUNTY ROAD 455 UNIT 302 inside its neighborhood boundary

Drive times from this address

Downtown Orlando30 min
Universal Orlando32 min
Walt Disney World40 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$707K$659K

Montverde median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

25 of 60

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

Dec 4, 2025Listed at $445,000 · 243 days on market since
2019Built · SIENA/COLLINA

Reality check

What actually sold near 16300 COUNTY ROAD 455 UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16300 COUNTY ROAD 455 UNIT 616Sold · Feb ’26

$455,000

16300 COUNTY ROAD 455 UNIT 616 · same community

3 bd · 3 ba · 1,568 sqft · $290/sqft · 78 DOM

16300 COUNTY ROAD 455 UNIT 401Sold · Apr ’26

$450,000

16300 COUNTY ROAD 455 UNIT 401

3 bd · 3 ba · 1,568 sqft · $287/sqft · 366 DOM

16300 COUNTY ROAD 455 UNIT 201Sold · Oct ’25

$442,000

16300 COUNTY ROAD 455 UNIT 201

3 bd · 3 ba · 1,568 sqft · $282/sqft · 201 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16300 COUNTY ROAD 455 UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16300 COUNTY ROAD 455 UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

16300 COUNTY ROAD 455 UNIT 302 FAQs

What would the monthly payment be for 16300 COUNTY ROAD 455 UNIT 302?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,341/mo — principal and interest, the actual property-tax bill, the $845/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16300 COUNTY ROAD 455 UNIT 302?+

The association fee works out to $845 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16300 COUNTY ROAD 455 UNIT 302?+

The most recent tax bill on record (2025) was $6,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16300 COUNTY ROAD 455 UNIT 302?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $445,000, this home is listed about 55% below the Montverde median of $995,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16300 COUNTY ROAD 455 UNIT 302?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the MONTVERDE 34756 market on paper

$445,000 is 56% below the MONTVERDE 34756 median of $1,000,000, and at $284/sqft it sits under the Montverde average of $379.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $845/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

243 days on market against a Montverde median of 81 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CREEGAN GROUP · David Johnston. MLS #O6364389.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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