David Ramirez
$260,000$295,0002 bd2 ba1,374 sqft$189 /sqft$2,459 /mo all-in ↓

3542 FAIRWATERS COURT UNIT D, CLERMONT, FL, 34711

Active270 days on marketListed Nov 8, 2025MLS #O6359127

Priced 43% below the CLERMONT 34711 medianReduced $35KVillaHERITAGE HILLS PH 6B

About this home

3542 FAIRWATERS COURT UNIT D

Resort-Style Living in Heritage Hills – A 55+ Community in Clermont! Welcome to Heritage Hills, one of Clermont’s most sought-after active adult communities, where luxury, convenience, and lifestyle come together in perfect harmony! This beautifully upgraded St. Marten villa offers 2 spacious bedrooms, 2 full bathrooms, a flex room/office, and a one-car garage—designed for both comfort and functionality. Step inside to discover an open-concept floor plan filled with natural light and designer touches throughout. Elegant plantation shutters adorn every window—including the sliding glass doors leading to your private screened lanai, where you can relax and unwind with no rear neighbors for added privacy. The home showcases crown molding, ceramic tile in main living areas, and plush carpeting in the bedrooms, creating a perfect balance of style and warmth. The chef-inspired kitchen is a true highlight, featuring granite countertops and a breakfast bar ideal for casual dining or entertaining. The split-bedroom layout ensures privacy for you and your guests, while the flex room provides endless possibilities—a home office, hobby room, or cozy den. At Heritage Hills, you’ll enjoy world-class amenities designed for an active, social lifestyle. The resort-style clubhouse features a heated pool and spa, fitness center, pickleball, tennis, and bocce courts, shuffleboard, basketball, art and crafts studio, billiard and card rooms, and a grand ballroom for community events and gatherings. Plus, enjoy a 5-mile scenic walking trail that winds throughout the community. HOA fees also include reclaimed irrigation water, ensuring your landscaping stays beautiful year-round. This move-in ready villa offers low-maintenance living and exceptional value in one of Central Florida’s most desirable locations—just minutes from shopping, dining, medical facilities, and the rolling hills and lakes that make Clermont famous. Don’t miss your opportunity to live the carefree Florida lifestyle you’ve been dreaming of. Call today to schedule your private tour of this stunning villa in Heritage Hills!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,374

Sqft

0.07 ac

Lot size

1

Garage

2017

Year built

One

Levels

$189

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorSliding Doors

Community & fees

HOA fee$447/mo
Taxes (2024)$2,473/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,459 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2024 actual bill$206
HOA fee — from the listing$447
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,459/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$206
HOA / condo fee$447
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$250KedgeAI estimate $279,989 · range $268K$286K$297K

vs edgeAI estimate

−7.1%

$/sqft vs Clermont actives

$189 vs $225

Days on market

270 vs 41 typical

Where $189/sqft sits among the 400 Clermont actives

146 · this home
144
54
21
11
24
$167–211$211–254$254–298$298–342$342–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Hills

Map of 3542 FAIRWATERS COURT UNIT D inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Downtown Orlando34 min
Universal Orlando37 min
Orlando Int’l Airport (MCO)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Heritage Hills — neighborhood snapshot

Population

3,343

Median age

52

Median income

$105,987

Median home value

$426,700

Avg household

3

Households w/ children

306

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryLost Lake Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

199 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $260,000 $35K
Nov 8, 2025Listed at $295,000 · 270 days on market since
2017Built · HERITAGE HILLS PH 6B

Reality check

What actually sold near 3542 FAIRWATERS COURT UNIT D

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3543 FAIRWATERS COURT UNIT BSold · Jul ’26

$246,300

3543 FAIRWATERS COURT UNIT B · same community

2 bd · 2 ba · 1,374 sqft · $179/sqft · 127 DOM

3825 QUAINT LANE UNIT CSold · Aug ’25

$309,000

3825 QUAINT LANE UNIT C · same community

2 bd · 2 ba · 1,374 sqft · $225/sqft · 229 DOM

3825 QUAINT LANE UNIT FSold · Jun ’26

$334,000

3825 QUAINT LANE UNIT F · same community

2 bd · 2 ba · 1,503 sqft · $222/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3542 FAIRWATERS COURT UNIT D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3542 FAIRWATERS COURT UNIT D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3542 FAIRWATERS COURT UNIT D FAQs

What would the monthly payment be for 3542 FAIRWATERS COURT UNIT D?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,459/mo — principal and interest, the actual property-tax bill, the $447/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3542 FAIRWATERS COURT UNIT D?+

The association fee works out to $447 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3542 FAIRWATERS COURT UNIT D?+

The most recent tax bill on record (2024) was $2,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3542 FAIRWATERS COURT UNIT D?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $260,000, this home is listed about 45% below the Clermont median of $469,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3542 FAIRWATERS COURT UNIT D?+

Windy Hill Middle School (middle), East Ridge High School (high), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLERMONT 34711 market on paper

$260,000 is 43% below the CLERMONT 34711 median of $457,970, and at $189/sqft it sits under the Clermont average of $241.

02Time on market is leverage

270 days on market against a Clermont median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Windy Hill Middle School, East Ridge High School, Lost Lake Elementary School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $295,000, now $260,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6359127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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