1312 2ND STREET, EDGEWATER, FL, 32132
Active272 days on marketListed Oct 24, 2025MLS #O6351234
About this home
1312 2ND STREET
Incredible opportunity to live near the Intracoastal Waterway on a quiet cul-de-sac Edgewater, FL. Beautiful furnished 3 bedroom, 2 bath, open plan home, featuring 1612 SF. Bahama window shutters, and custom window treatments. Open kitchen with well-appointed appliances, quartz countertops, and large pantry. Bathrooms have updated, tile & fixtures. This home is perfect for entertaining and loaded with storage features. AC 2016, Tankless WH 2022. Newer Outside Spacious Hot Tub on back porch. Private secluded backyard is fenced with large screened porch and paver patio. North side of home has space for boat parking! Well sized 2- car garage. Separate laundry room with hobby area. Easy short walk to Riverfront Park for walking, biking & picnics, exercise and playground. Public Boat Ramp, for fishing, boating! Exceptional value so close to the waterway!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,612
Sqft
0.17 ac
Lot size
2
Garage
1985
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,551 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,551/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Edgewater actives
$273 vs $202
Days on market
272 vs 39 typical
Where $273/sqft sits among the 148 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
79 of 148
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1312 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
125 ORANGE AVENUE · same community
3 bd · 3 ba · 1,827 sqft · $211/sqft · 156 DOM
Sold · Jun ’26$275,000
128 ORANGE AVENUE · same community
4 bd · 2 ba · 1,311 sqft · $210/sqft · 246 DOM
Sold · Feb ’26$325,000
1408 3RD STREET · same community
3 bd · 2 ba · 1,282 sqft · $254/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1312 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1312 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1312 2ND STREET FAQs
What would the monthly payment be for 1312 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1312 2ND STREET?+
The most recent tax bill on record (2024) was $7,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $439,900, this home is listed about 33% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1312 2ND STREET?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,900 runs 17% above the EDGEWATER 32132 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
272 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $465,000, now $439,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KARICK PRICE & ASSOCIATES · Rick Price. MLS #O6351234.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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