5039 NE 125TH LOOP, OXFORD, FL, 34484
Active293 days on marketListed Oct 3, 2025MLS #O6349279
About this home
5039 NE 125TH LOOP
A must see this charming property nestled in the tranquil town of Oxford, Florida. This delightful home offers a perfect blend of comfort, style, and functionality. Upon arrival, you'll be greeted by a well-manicured lawn and inviting curb appeal. The exterior features a classic design with a spacious driveway and a two-car garage, providing ample parking space for residents and guests alike. Step inside, and you'll discover a warm and inviting interior with an abundance of natural light. The open-concept layout seamlessly connects the living spaces, creating an ideal environment for both relaxation and entertainment. The living room is the heart of the home, boasting high ceilings, elegant flooring, perfect for cozy evenings with loved ones. The kitchen is a chef's dream, equipped with modern appliances, ample cabinet space, and a convenient breakfast bar. Whether you're preparing a gourmet meal or enjoying a casual snack, this kitchen is sure to inspire your culinary adventures. The property features four spacious bedrooms, including a luxurious master suite complete with a walk-in closet and a private ensuite bathroom. The additional bedrooms are generously sized and offer plenty of space for rest and relaxation. Outside, the backyard oasis awaits, offering a peaceful retreat from the hustle and bustle of everyday life. Enjoy al fresco dining on the patio, soak up the sunshine in the lush garden, or simply unwind and enjoy the serene surroundings. Conveniently located near shops, restaurants, parks, and schools, this property offers the perfect combination of convenience and tranquility. Don't miss your chance to make this house your home and experience the best of Florida living.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,419
Sqft
0.25 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,357 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,357/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.1%
$/sqft vs Oxford actives
$190 vs $213
Days on market
293 vs 49 typical
Where $190/sqft sits among the 63 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
29 of 63
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 5039 NE 125TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$335,000
5008 NE 125TH LOOP · same community
4 bd · 2 ba · 1,796 sqft · $187/sqft · 86 DOM
Sold · Mar ’26$661,000
3141 MANSFIELD STREET
3 bd · 2 ba · 2,340 sqft · $282/sqft · 144 DOM
Sold · Mar ’26$704,000
2062 BONNEAU LANE
3 bd · 2 ba · 2,290 sqft · $307/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5039 NE 125TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5039 NE 125TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5039 NE 125TH LOOP FAQs
What would the monthly payment be for 5039 NE 125TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,357/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5039 NE 125TH LOOP?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5039 NE 125TH LOOP?+
The most recent tax bill on record (2024) was $2,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5039 NE 125TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $460,000, this home is listed about 14% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5039 NE 125TH LOOP?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$460,000 runs 10% above the OXFORD 34484 median — but at 2,419 sqft it's also 22% larger than the typical Oxford listing.
02Time on market is leverage
293 days on market against a Oxford median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $515,000, now $460,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARKET CONNECT REALTY LLC · Mark Cline, PA. MLS #O6349279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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