6225 SHERMAN TERRACE, SEBRING, FL, 33876
Active319 days on marketListed Sep 12, 2025MLS #O6343928
About this home
6225 SHERMAN TERRACE
Discover the great opportunity to build your dream home on this spacious half-acre lot located in the desirable Spring Lake community of Sebring. Nestled in a quiet, fully developed neighborhood, this property sits just one street behind beautiful Lake Istokpoga, Florida’s fifth-largest lake, known for boating, fishing, and breathtaking sunsets. Surrounded by established homes, this lot offers both privacy and investment potential. With paved roads, utilities nearby, and a peaceful setting, it’s ready for your vision. The community is also home to golf courses, parks, and scenic walking areas, for families, or anyone seeking a serene Florida lifestyle. Whether you’re looking to build now or invest for the future, this half-acre lot delivers the lifestyle and value, tranquil living just minutes from Sebring’s shopping, dining, and conveniences. Don’t miss out on this rare half-acre gem near Lake Istokpoga!
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,790/mo median
Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
SEBRING 33876 — neighborhood snapshot
Population
7,378
Median age
54.4
Median income
$55,490
Median home value
$161,500
Avg household
2.65
Households w/ children
451
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the SEBRING 33876 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 6225 SHERMAN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
6208 WILSON TER · same community
2 bd · 2 ba · 1,204 sqft · $179/sqft · 35 DOM
Sold · Oct ’25$120,000
2103 Villaway # 2103, Sebring FL 33876
2 bd · 2 ba · 15 DOM
Sold · Oct ’25$120,000
304 VILLAWAY # 304, Sebring FL 33876
2 bd · 2 ba · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6225 SHERMAN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6225 SHERMAN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6225 SHERMAN TERRACE FAQs
What would the monthly payment be for 6225 SHERMAN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $444/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6225 SHERMAN TERRACE?+
The most recent tax bill on record (2024) was $540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6225 SHERMAN TERRACE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Sebring?+
At $37,800, this home is listed about 86% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 6225 SHERMAN TERRACE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEBRING 33876 market on paper
$37,800 is 36% below the SEBRING 33876 median of $58,900.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
319 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6343928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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