David Ramirez
Short-Term Rental Eligible
$400,000$447,0004 bd1,968 sqft$203 /sqft$3,115 /mo all-in ↓

6301 CANDLER TERRACE, SEBRING, FL, 33876

Active125 days on marketListed Mar 20, 2026MLS #P4938211

Reduced $47KDuplexSPRING LAKE VILL 01

About this home

6301 CANDLER TERRACE

If you’ve been looking for a solid, income-producing property in the growing Spring Lake area, this newer duplex is definitely worth a closer look. It’s already fully rented with leases in place through the end of the year, so you can step right into steady cash flow from day one. Both units were built with durability and style in mind, featuring wood-look plank tile flooring throughout—something tenants love for its modern feel and easy maintenance. The kitchens are bright and inviting with white cabinetry, granite countertops, plenty of workspace, and a convenient bar-top that adds extra functionality. There’s also an oversized pantry and a generously sized laundry room just off the kitchen, which renters always appreciate for the added storage and convenience. The bathrooms continue that clean, upscale look with floor-to-ceiling tiled walk-in showers—no tubs here—giving the space a sleek, updated feel that tends to attract and retain quality tenants. Each unit also includes its own private 1-car garage, a major plus for renters looking for extra storage, security, and convenience—especially in this market. Everything is consistent across both units, from finishes to design, making management simpler and keeping the property looking cohesive and well cared for. Location is another big draw. Being close to Sebring International Raceway brings in steady interest from renters year-round, whether they’re motorsports enthusiasts, seasonal visitors, or people connected to events at the track. That kind of local demand can help support strong occupancy and rental stability. This is a great opportunity to add a newer, low-maintenance duplex in a desirable Sebring community to your portfolio. Showings are available by appointment with advance notice, so you can plan accordingly without disrupting current tenants.

Facts & features

The home at a glance

4

Bedrooms

1,968

Sqft

0.5 ac

Lot size

2

Garage

2024

Year built

$203

Per sqft

Pets allowed

Inside

FlooringTile
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ExteriorLighting · None

Community & fees

HOA fee$4/mo
Taxes (2025)$5,030/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,115 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$419
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,115/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$419
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,790/mo median

MarketSebring
Annual gross at median$21,480
Gross yield on this price5.4%
Homes for rent right now41

Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lake

Map of 6301 CANDLER TERRACE inside its neighborhood boundary

Spring Lake is a short-term-rental community. See the full guide →

SEBRING 33876 — neighborhood snapshot

Population

7,378

Median age

54.4

Median income

$55,490

Median home value

$161,500

Avg household

2.65

Households w/ children

451

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 579% above the SEBRING 33876 median. See the full Sebring market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 $47K
Mar 20, 2026Listed at $447,000 · 125 days on market since
2024Built · SPRING LAKE VILL 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6301 CANDLER TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6301 CANDLER TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6301 CANDLER TERRACE FAQs

What would the monthly payment be for 6301 CANDLER TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,115/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6301 CANDLER TERRACE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6301 CANDLER TERRACE?+

The most recent tax bill on record (2025) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 6301 CANDLER TERRACE be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 6301 CANDLER TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $400,000, this home is listed about 43% above the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 6301 CANDLER TERRACE?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$400,000 runs 579% above the SEBRING 33876 median — but at 1,968 sqft it's also 31% larger than the typical Sebring listing.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

125 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $447,000, now $400,000 — a $47K cut. The full history is in the market section below.

Listing courtesy of PARADISE REAL ESTATE INTL · Kenneth Oxsalida. MLS #P4938211.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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