David Ramirez
$235,000$269,9903 bd2.5 ba1,404 sqft$167 /sqft$2,148 /mo all-in ↓

699 MADISON DRIVE, DAVENPORT, FL, 33837

Active325 days on marketListed Sep 3, 2025MLS #O6340713

Priced 27% below the DAVENPORT 33837 medianReduced $35KTownhouseMADISON PLACE PH 2

About this home

699 MADISON DRIVE

Short Sale. Welcome to your perfect Davenport retreat! This 1,404 sq. ft. townhouse features 3 spacious bedrooms and 2.5 bathrooms, offering comfort and convenience for families, first-time homebuyers, or savvy investors. Nestled in a thriving community just minutes from Disney, this property allows for short-term rentals, making it an excellent opportunity to generate income while enjoying the magic of Central Florida. The home’s layout provides a bright and open living space, a well-equipped kitchen, and a private primary suite, with room to relax and entertain. Located in a vibrant community featuring a community pool and a playground, just minutes from shopping destinations, restaurants, and world-famous theme parks. Whether you’re looking for a permanent residence, a vacation getaway, or an investment property, this townhouse delivers on location, flexibility, and value. Don’t miss the chance to own a piece of Florida living in the heart of Davenport!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,404

Sqft

0.05 ac

Lot size

1

Garage

2021

Year built

Two

Levels

$167

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$234/mo
Taxes (2024)$3,198/yr
PetsYes
CommunityPark · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,148 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2024 actual bill$267
HOA fee — from the listing$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$2,148/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$267
HOA / condo fee$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$226KedgeAI estimate $261,327 · range $240K$277K$288K

vs edgeAI estimate

−10.1%

$/sqft vs Davenport actives

$167 vs $189

Days on market

325 vs 42 typical

Where $167/sqft sits among the 400 Davenport actives

59
100 · this home
86
64
50
41
$147–164$164–182$182–199$199–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 699 MADISON DRIVE

Drive times from this address

Walt Disney World23 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

165 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $35K
Sep 3, 2025Listed at $269,990 · 325 days on market since
2021Built · MADISON PLACE PH 2

Reality check

What actually sold near 699 MADISON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

309 TOLDEDO ROADSold · Mar ’26

$318,000

309 TOLDEDO ROAD

2 bd · 2 ba · 1,445 sqft · $220/sqft · 8 DOM

763 ASTURIAS ROADSold · Nov ’25

$295,000

763 ASTURIAS ROAD

2 bd · 2 ba · 1,348 sqft · $219/sqft · 68 DOM

793 ASTURIAS ROADSold · Sep ’25

$284,900

793 ASTURIAS ROAD

2 bd · 2 ba · 1,468 sqft · $194/sqft · 640 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 699 MADISON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 699 MADISON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

699 MADISON DRIVE FAQs

What would the monthly payment be for 699 MADISON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,148/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 699 MADISON DRIVE?+

The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 699 MADISON DRIVE?+

The most recent tax bill on record (2024) was $3,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 699 MADISON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $235,000, this home is listed about 40% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 699 MADISON DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAVENPORT 33837 market on paper

$235,000 is 27% below the DAVENPORT 33837 median of $320,000, and at $167/sqft it sits under the Davenport average of $196.

02Time on market is leverage

325 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $269,990, now $235,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of LAKESIDE REALTY WINDERMERE INC · Sean Hooke. MLS #O6340713.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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