David Ramirez
$199,900$220,0003 bd2.5 ba1,480 sqft$135 /sqft$2,074 /mo all-in ↓

665 MADISON DRIVE, DAVENPORT, FL, 33837

Active243 days on marketListed Nov 24, 2025MLS #L4957526

Priced 38% below the DAVENPORT 33837 medianReduced $20KTownhouseMADISON PLACE PH 2

About this home

665 MADISON DRIVE

Short Sale. Welcome to this beautifully maintained 3-bedroom, 2-bathroom, two-story townhome offering comfort, style, and convenience. Step inside to an inviting open-concept living area that flows seamlessly into the modern kitchen, featuring stainless steel appliances, granite countertops, ample cabinet space, and a closet pantry—perfect for cooking and entertaining. All three spacious bedrooms are located upstairs, providing privacy and a peaceful retreat away from the main living spaces. The primary suite includes a walk-in closet space and an ensuite bath with a single sink vanity and a tub/shower combo for added comfort. Outside, enjoy a fully fenced-in yard ideal for relaxing, gardening, or letting pets play freely. The home also offers a half bath downstairs, solar panels and a water purifier. The community offers fantastic amenities, including a sparkling pool and a fun-filled playground, adding to the appeal of this vibrant neighborhood. Buyer to assume solar panels. Move-in ready and full of charm, this townhome is the perfect place to call home!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,480

Sqft

0.07 ac

Lot size

1

Garage

2021

Year built

Two

Levels

$135

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$339/mo
Taxes (2024)$3,712/yr
PetsYes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,074 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$309
HOA fee — from the listing$339
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$2,074/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$309
HOA / condo fee$339
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$192KedgeAI estimate $268,334 · range $256K$279K$290K

vs edgeAI estimate

−25.5%

$/sqft vs Davenport actives

$135 vs $191

Days on market

243 vs 42 typical

Where $135/sqft sits among the 400 Davenport actives

32 · this home
64
116
82
59
47
$135–154$154–174$174–193$193–213$213–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 665 MADISON DRIVE

Drive times from this address

Walt Disney World23 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

163 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $20K
Nov 24, 2025Listed at $220,000 · 243 days on market since
2021Built · MADISON PLACE PH 2

Reality check

What actually sold near 665 MADISON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

793 ASTURIAS ROADSold · Sep ’25

$284,900

793 ASTURIAS ROAD

2 bd · 2 ba · 1,468 sqft · $194/sqft · 640 DOM

349 TOLDEDO ROADSold · May ’26

$315,000

349 TOLDEDO ROAD

2 bd · 2 ba · 1,468 sqft · $215/sqft · 23 DOM

309 TOLDEDO ROADSold · Mar ’26

$318,000

309 TOLDEDO ROAD

2 bd · 2 ba · 1,445 sqft · $220/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 665 MADISON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 665 MADISON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

665 MADISON DRIVE FAQs

What would the monthly payment be for 665 MADISON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,074/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 665 MADISON DRIVE?+

The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 665 MADISON DRIVE?+

The most recent tax bill on record (2024) was $3,712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 665 MADISON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $199,900, this home is listed about 49% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 665 MADISON DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAVENPORT 33837 market on paper

$199,900 is 38% below the DAVENPORT 33837 median of $320,000, and at $135/sqft it sits under the Davenport average of $196.

02Time on market is leverage

243 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $220,000, now $199,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Casandra Vann. MLS #L4957526.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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