David Ramirez
$1,329,000$1,369,0004 bd4.5 ba3,208 sqft$414 /sqft$9,363 /mo all-in ↓

16046 VOLTERRA POINT, BELLA COLLINA, FL, 34756

Active366 days on marketListed Aug 1, 2025MLS #O6332198

Reduced $40KSingle Family ResidenceBELLA COLLINA WEST SUB

About this home

16046 VOLTERRA POINT

An exceptional luxury residence nestled in the exclusive gated golf community of Bella Collina in Montverde, FL. This custom-built, contemporary 4-bedroom, 4.5-bath home showcases striking architectural design and modern finishes throughout. Step inside to soaring ceilings and expansive windows that flood the open-concept living spaces with natural light. The main level boasts a sleek designer kitchen featuring shaker cabinetry, quartz countertops, stainless steel appliances, double ovens, a gas cooktop, an oversized island with seating, and a built-in wine cooler. The spacious dining area is enhanced by a dazzling crystal chandelier and opens seamlessly to the great room—perfect for entertaining or relaxing in style. The primary suite offers serene views, plush carpeting, and a spa-like ensuite bath, complete with double vanities, a frameless glass shower, and a generous walk-in closet. Three additional bedrooms—one located on the main floor with private access and two upstairs—are thoughtfully designed with ample closet space and share beautifully appointed bathrooms. Enjoy indoor-outdoor living with sliding glass doors leading to a covered lanai and lush backyard with sweeping views of the rolling hills and golf course beyond. Whether hosting al fresco dinners or relaxing in the fresh Florida breeze, this outdoor space is the ultimate retreat. Additional highlights include: Motorized window treatments; Textured, modern accent walls; 2-car garage with stone accents; Elegant porcelain tile floors throughout the main living areas; Laundry room with storage and utility sink; Upgraded lighting fixtures; Situated on a premium lot with no rear neighbors. As a resident of Bella Collina, you’ll have access to world-class amenities, including a Sir Nick Faldo–designed championship golf course, resort-style pool, full-service spa, Har-Tru tennis courts, pickleball courts, fitness center with complimentary classes, basketball courts, playground, dog park, boat ramp and fine dining—all within the security and serenity of a 24-hour guard-gated community. You'll also enjoy a vibrant year-round calendar of culinary, sports and social events, offering an array of activities for every member of your family.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,208

Sqft

0.2 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$414

Per sqft

Golf Course view

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesNorthwest
ExteriorBalcony · Irrigation System · Lighting · Private Mailbox · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$410/mo
Taxes (2024)$13,481/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Available · Phone Available · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,363 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,171
PMI (est., until 20% equity)$498
Property tax — 2024 actual bill$1,123
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $132,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $132,900
Interest rate6.00%
Loan term

Estimated payment

$9,363/mo

Principal & interest$7,171
PMI (est., until 20% equity)$498
Property taxes (actual bill)$1,123
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$648KedgeAI estimate $901,331 · range $675K$1.0M$1.4M

vs edgeAI estimate

+47.4%

$/sqft vs BELLA COLLINA WEST SUB

$414 vs $409

Days on market

366 vs 48 typical

Where $414/sqft sits among the 28 homes for sale in BELLA COLLINA WEST SUB

9
4
3 · this home
10
0
2
$284–339$339–395$395–450$450–506$506–561$561+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 16046 VOLTERRA POINT inside its neighborhood boundary

Drive times from this address

Downtown Orlando32 min
Universal Orlando35 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bella Collina. See the full Bella Collina guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bella Collina market

Seller’s marketLeans buyer12.8 months of inventoryBuyer’s market

$2.0M$3.0M

Bella Collina median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

9 of 28

BELLA COLLINA WEST SUB have cut their price

Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,329,000 $40K
Aug 1, 2025Listed at $1,369,000 · 366 days on market since
2023Built · BELLA COLLINA WEST SUB

Reality check

What actually sold near 16046 VOLTERRA POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16009 VETTA DRIVESold · May ’26

$1,595,000

16009 VETTA DRIVE · same community

4 bd · 4.5 ba · 3,208 sqft · $497/sqft · 41 DOM

15821 VETTA DRIVESold · Dec ’25

$1,600,000

15821 VETTA DRIVE · same community

4 bd · 4.5 ba · 3,208 sqft · $499/sqft · 95 DOM

16030 VETTA DRIVESold · Jul ’26

$1,270,000

16030 VETTA DRIVE · same community

4 bd · 4.5 ba · 3,200 sqft · $397/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16046 VOLTERRA POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16046 VOLTERRA POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16046 VOLTERRA POINT FAQs

What would the monthly payment be for 16046 VOLTERRA POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,363/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16046 VOLTERRA POINT?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16046 VOLTERRA POINT?+

The most recent tax bill on record (2024) was $13,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16046 VOLTERRA POINT?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bella Collina?+

At $1,329,000, this home is listed about 41% below the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16046 VOLTERRA POINT?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,329,000 runs 25% above the BELLA COLLINA 34756 median.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

366 days on market against a Bella Collina median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,369,000, now $1,329,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of VALSTAR REALTY LLC · Otto Solis Parraga. MLS #O6332198.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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