20199 SWEETWOOD LANE, CLERMONT, FL, 34715
Active433 days on marketListed May 29, 2025MLS #O6310272
About this home
20199 SWEETWOOD LANE
PRICED WELL BELOW the recent appraised value, offering exceptional value and immediate equity potential. Welcome to Your Dream Estate in the Scenic Sugarloaf Mountain Area! This exceptional multi-generational custom-built estate is nestled on 5.27 acres of beautifully landscaped property framed by majestic oak trees. Freshly painted and packed with luxury features, this home is designed for comfort, entertainment, and long-term living. The main residence boasts four spacious bedrooms, five full bathrooms, one half bath, and a three-car garage. At the heart of the home is a chef’s dream kitchen featuring custom wood cabinetry, a built-in oven and microwave, gas cooktop, massive island, and high-end stainless steel appliances. The soaring 20-foot ceilings in the living room are complemented by exposed wood beams, a retractable chandelier, stone accent wall, and a cozy electric fireplace—all creating a warm and elegant atmosphere. The primary suite opens directly to the pool lanai and includes a spa-like en-suite with dual vanities, a luxurious rain shower, and dual walk-in closets. The custom laundry room is equally impressive with extensive cabinetry, a farmhouse sink, second dishwasher, and premium washer and dryer. Step outside to your own private resort-style oasis featuring a custom saltwater pool with spa, covered lanai, and a fully equipped outdoor kitchen with a grill, pizza oven, sink, and bar seating. A full bathroom is conveniently located on the pool deck. For entertainment and relaxation, enjoy two axe-throwing stations, a regulation horseshoe pit, and a wood-burning fire pit area surrounded by custom pavers and ambient lighting. The in-law guesthouse offers incredible versatility with two additional bedrooms, two and a half bathrooms, laundry, two large bonus rooms, and a two-car garage. Its beautifully designed kitchen includes a gas range, farmhouse sink, and abundant cabinetry. Ideal for extended family or long-term guests. Additional upgrades include: Solar panels (owned), Plantation shutters, New Pool heater, pool pump and microwave in 2nd house. Luxury finishes throughout This is the perfect estate for multi-generational living or those who simply want room to spread out in style and comfort. Don’t miss this rare opportunity! Ask your Realtor for the Feature List, Floor Plan, 360° Virtual Tour, and Video Tour today.
Facts & features
The home at a glance
6
Bedrooms
8
Bathrooms
5,768
Sqft
5.27 ac
Lot size
5
Garage
2018
Year built
Two
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$310 vs $225
Days on market
433 vs 41 typical
Where $310/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
199 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 282% above the Clermont median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 20199 SWEETWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,275,000
13201 SUGARBLUFF ROAD
6 bd · 5.5 ba · 5,536 sqft · $230/sqft · 46 DOM
Sold · Oct ’25$1,940,000
20350 SUGARLOAF MOUNTAIN ROAD
5 bd · 4.5 ba · 4,057 sqft · $478/sqft · 10 DOM
Sold · Sep ’25$693,650
426 VENETO CIRCLE
5 bd · 4 ba · 3,611 sqft · $192/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20199 SWEETWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20199 SWEETWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20199 SWEETWOOD LANE FAQs
What would the monthly payment be for 20199 SWEETWOOD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,406/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20199 SWEETWOOD LANE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20199 SWEETWOOD LANE?+
The most recent tax bill on record (2024) was $10,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20199 SWEETWOOD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $1,790,000, this home is listed about 282% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,790,000 runs 282% above the Clermont median — but at 5,768 sqft it's also nearly 3 times the size of the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
433 days on market against a Clermont median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,100,000, now $1,790,000 — a $310K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE HOUSE FL INC · Gretchen Carlson. MLS #O6310272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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