13864 DESTIN BEACH LANE, ORLANDO, FL, 32827
Active468 days on marketListed Apr 26, 2025MLS #O6303489
About this home
13864 DESTIN BEACH LANE
Where Modern Elegance Meets Everyday Escape in Lake Nona. Now Offered at an Exceptional Price!!! Welcome to a place where luxury feels like home. Nestled in the GATED Isles of Lake Nona, this 4-bed, 3-bath masterpiece is more than a home—it’s a peaceful retreat, crafted for comfort, connection, and style. Enjoy the benefits of a premium SOLAR PANEL system with the flexibility to choose what best fits your lifestyle. Buyers may assume the fully TRANSFERABLE LEASE, professionally maintained by the provider while enjoying significant monthly energy savings, OR request that the SELLER PAY OFF THE SYSTEM at closing with an acceptable offer. Professionally designed with custom Appenin cabinetry and curated by a Decor design expert, every space radiates warmth and modern sophistication. The chef’s kitchen stuns with quartz countertops, Samsung smart appliances, and sleek, thoughtful finishes— It’s a space made not just for cooking, but for gathering, laughing, and making memories. Light fills the open floor plan, leading to a private outdoor oasis with a custom POOL, covered lanai, and tranquil WATER VIEWS. Inside, elegant touches like large-format porcelain tile, a spa-inspired primary suite, and a flexible ensuite bedroom offer true everyday luxury. Smart upgrades include surround sound wiring, fiber internet, and home theater capabilities. And beyond your doorstep? Resort-style amenities and unbeatable access to Lake Nona Town Center, TOP-RATED SCHOOLS, the airport, and Disney. This is more than a home—it’s your sanctuary in the heart of Central Florida. Schedule a showing TODAY!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,228
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$399
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,876 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,876/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.1%
$/sqft vs Orlando actives
$399 vs $248
Days on market
468 vs 41 typical
Where $399/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside City Of Orlando/goaa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
174 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ORLANDO 32827 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 13864 DESTIN BEACH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$710,000
13847 DESTIN BEACH LANE · same community
4 bd · 2 ba · 2,054 sqft · $346/sqft · 39 DOM
Sold · Oct ’25$685,000
14186 LANIKAI BEACH DRIVE · same community
4 bd · 3 ba · 2,555 sqft · $268/sqft · 13 DOM
Sold · Feb ’26$1,000,000
13822 DESTIN BEACH LANE · same community
4 bd · 3.5 ba · 2,847 sqft · $351/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13864 DESTIN BEACH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13864 DESTIN BEACH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13864 DESTIN BEACH LANE FAQs
What would the monthly payment be for 13864 DESTIN BEACH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,876/mo — principal and interest, the actual property-tax bill, the $421/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13864 DESTIN BEACH LANE?+
The association fee works out to $421 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13864 DESTIN BEACH LANE?+
The most recent tax bill on record (2024) was $13,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13864 DESTIN BEACH LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $890,000, this home is listed about 128% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13864 DESTIN BEACH LANE?+
Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$890,000 runs 52% above the ORLANDO 32827 median — but at 2,228 sqft it's also 39% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
468 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Nona High, 34-M-W-7 (34-M-N-7) — Lake Nona High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,090,000, now $890,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TALENT REALTY SOLUTIONS · Andreia Beraldo. MLS #O6303489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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