709 S SMITH AVENUE, INVERNESS, FL, 34453
Active501 days on marketListed Mar 20, 2025MLS #O6291512
About this home
709 S SMITH AVENUE
Prime Commercial Opportunity in Inverness Highlands! LOCATION! LOCATION! LOCATION! This .25-acre commercially-zoned (GNC) lot offers endless possibilities for your next business venture. Perfectly positioned near SR 44 (Gulf to Lake Highway), this parcel provides high visibility and easy accessibility in a growing area of Citrus County. Just minutes from downtown Inverness, major retailers, medical facilities, and residential communities, this location is ideal for a variety of commercial uses, including retail, office space, or service-based businesses. With its flexible zoning and strategic placement, this lot is a fantastic investment for entrepreneurs and developers looking to establish a presence in a thriving market. Don’t miss this opportunity to secure a premium commercial location in one of Inverness’ most convenient and high-traffic corridors!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$413 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 709 S SMITH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$219,000
134 S FITZPATRICK AVENUE · same community
3 bd · 2 ba · 1,256 sqft · $174/sqft · 13 DOM
Sold · May ’26$285,000
3011 E GRIFFIN STREET · same community
3 bd · 2 ba · 1,450 sqft · $197/sqft · 5 DOM
Sold · Apr ’26$257,800
3063 E GRIFFIN STREET · same community
4 bd · 2 ba · 1,867 sqft · $138/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 709 S SMITH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 709 S SMITH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
709 S SMITH AVENUE FAQs
What would the monthly payment be for 709 S SMITH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 709 S SMITH AVENUE?+
The most recent tax bill on record (2024) was $373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $35,000, this home is listed about 86% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 709 S SMITH AVENUE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INVERNESS 34453 market on paper
$35,000 is 12% below the INVERNESS 34453 median of $40,000.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
501 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · David Plasencia, LLC. MLS #O6291512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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