3081 E THOMAS STREET, INVERNESS, FL, 34453
Active141 days on marketListed Mar 5, 2026MLS #TB8483543
About this home
3081 E THOMAS STREET
SEE REALTOR REMARKS. Discover this exceptional homesite located in the fastest-growing city in Florida. This parcel provides a strong foundation for future residential construction, offering versatility for builders, investors, and homebuyers alike. With continued suburban expansion and rising demand in the area, this property represents a prime opportunity to invest in long-term growth and development.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3081 E THOMAS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$285,000
3011 E GRIFFIN STREET · same community
3 bd · 2 ba · 1,450 sqft · $197/sqft · 5 DOM
Sold · Apr ’26$257,800
3063 E GRIFFIN STREET · same community
4 bd · 2 ba · 1,867 sqft · $138/sqft · 70 DOM
Sold · Aug ’25$103,600
3703 E NUGGET LANE
2 bd · 2 ba · 840 sqft · $123/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3081 E THOMAS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3081 E THOMAS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3081 E THOMAS STREET FAQs
What would the monthly payment be for 3081 E THOMAS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3081 E THOMAS STREET?+
The most recent tax bill on record (2025) was $286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $24,000, this home is listed about 91% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3081 E THOMAS STREET?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INVERNESS 34453 market on paper
$24,000 is 52% below the INVERNESS 34453 median of $49,900.
02Time on market is leverage
141 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $27,499, now $24,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A-WARD WINNING REALTY LLC · William Ward. MLS #TB8483543.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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