9807 N WESTRIDGE TERRACE, CRYSTAL RIVER, FL, 34428
Active880 days on marketListed Mar 8, 2024MLS #O6185894
About this home
9807 N WESTRIDGE TERRACE
10 lots consisting of approximately 1 acre each for a total of 11.71 acres. Alternate Key # 2890541 and 2890550. Tax I.D. # 17E17S160020000D00010 AND 17E17S160020000D00080. Owner has letter from county showing approval of one home for each lot for a total of 10 homes. Road frontages on each lot. Survey available for each lot. Includes all of 9807 North Westridge Terrace and 9848 North Westwood Acres Terrace. All lots are buildable. All measurements and acreages are estimates and should be verified. Excellent opportunity for investor/builder.
Facts & features
The home at a glance
11.71 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 9807 N WESTRIDGE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$243,000
5915 MAY STREET · same community
3 bd · 2 ba · 1,120 sqft · $217/sqft · 20 DOM
Sold · Feb ’26$265,000
5403 CARMEN LANE · same community
3 bd · 2 ba · 1,324 sqft · $200/sqft · 131 DOM
Sold · Sep ’25$275,000
5903 JULY STREET · same community
4 bd · 2 ba · 1,508 sqft · $182/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9807 N WESTRIDGE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9807 N WESTRIDGE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9807 N WESTRIDGE TERRACE FAQs
What would the monthly payment be for 9807 N WESTRIDGE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9807 N WESTRIDGE TERRACE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9807 N WESTRIDGE TERRACE?+
The most recent tax bill on record (2023) was $690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9807 N WESTRIDGE TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $325,000, this home is listed about 7% above the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9807 N WESTRIDGE TERRACE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 72% above the CRYSTAL RIVER 34428 median.
02Time on market is leverage
880 days on market against a Crystal River median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $380,000, now $325,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIBERTY HOME SALES INC · Subhas Sawh. MLS #O6185894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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