3761 N HIAWATHA TER, CRYSTAL RIVER, FL, 34428
Active39 days on marketListed Jun 26, 2026MLS #OM727501
About this home
3761 N HIAWATHA TER
Welcome to your one-of-a-kind Crystal River retreat, designed for fun and relaxation! This 3-bedroom, 2-bathroom smart home has been newly renovated. The Chef's Kitchen features brand-new stainless-steel appliances & spacious granite countertops, all wood shaker style cabinets, and a large with seating. There are 2 newly renovated bathrooms and 1 primary bedroom and 2 spacious guest bedrooms. The spacious laundry room features all new smart washer and dryer and a unique window reading nook to relax with a good book. Outdoor is an Oasis! The side backyard has a fire pit & relaxing swing and hammock. Just 2-minute drive to put your boat in the water for all the fishing Crystal River has to offer. Take a tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,896
Sqft
0.23 ac
Lot size
1976
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,312 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,312/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.6%
$/sqft vs Crystal River actives
$172 vs $219
Days on market
39 vs 53 typical
Where $172/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 3761 N HIAWATHA TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
3580 N HIAWATHA TERRACE · same community
3 bd · 2.5 ba · 1,354 sqft · $332/sqft · 3 DOM
Sold · Oct ’25$600,000
3831 N RINGDOVE POINT
3 bd · 2.5 ba · 1,875 sqft · $320/sqft · 68 DOM
Sold · Nov ’25$425,000
2905 N RIVERS EDGE BOULEVARD
3 bd · 2 ba · 1,919 sqft · $221/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3761 N HIAWATHA TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3761 N HIAWATHA TER — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3761 N HIAWATHA TER FAQs
What would the monthly payment be for 3761 N HIAWATHA TER?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,312/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3761 N HIAWATHA TER?+
The most recent tax bill on record (2025) was $1,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $326,900, this home is listed about 4% above the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3761 N HIAWATHA TER?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Darla Priest. MLS #OM727501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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