701 N ATLANTIC AVENUE W UNIT 401, NEW SMYRNA BEACH, FL, 32169
Active2440 days on marketMLS #O5784497
About this home
701 N ATLANTIC AVENUE W UNIT 401
Exclusive oceanfront Three bedroom Three bathroom Villa located on the highly sought after North Island in New Smyrna Beach, Florida. Open Floor Plan for enjoying company with breathtaking views and sounds of the ocean. Master Bedroom is oversized with King Size Bed and includes his and her closet. From your bedside Enjoy waking up to ocean views and sunrises overlooking the ocean and a private entry that opens to a lanai. Relax in Master Bathroom on suite with his and her vanity, jacuzzi tub and free standing shower. Guest Bedroom #1 includes two twin size beds and on suite bathroom with tub/shower combo. Enjoy a quiet book in Guest Bedroom #2 staged as a siting room with a queen pull out couch. The 3rd bathroom is located directly outside this bedroom. A convenient laundry room/mudroom is located in the unit with full size washer, dryer, and beach chairs. A Community Pool and Recreational room Access fit available for your enjoyment. Vacation in Luxury and only steps to the ocean for fun in the sun.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,136
Sqft
1
Garage
2006
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,133 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,133/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$3 vs $373
Days on market
2440 vs 72 typical
Where $3/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 701 N ATLANTIC AVENUE W UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$975,000
701 N ATLANTIC AVENUE UNIT 102 · same community
3 bd · 3 ba · 2,136 sqft · $456/sqft · 200 DOM
Sold · Jan ’26$975,000
701 N ATLANTIC AVENUE UNIT 202 · same community
3 bd · 3 ba · 2,140 sqft · $456/sqft · 426 DOM
Sold · Jun ’26$1,050,000
701 N ATLANTIC AVENUE UNIT 203 · same community
3 bd · 3 ba · 2,176 sqft · $483/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 701 N ATLANTIC AVENUE W UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 701 N ATLANTIC AVENUE W UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
701 N ATLANTIC AVENUE W UNIT 401 FAQs
What would the monthly payment be for 701 N ATLANTIC AVENUE W UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 701 N ATLANTIC AVENUE W UNIT 401?+
The most recent tax bill on record (2021) was $11,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 701 N ATLANTIC AVENUE W UNIT 401?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $5,500, this home is listed about 99% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 701 N ATLANTIC AVENUE W UNIT 401?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$5,500 is 99% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $3/sqft it sits under the New Smyrna Beach average of $425.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2440 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,700, now $5,500 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRACE REALTY, INC. · Melissa Latty. MLS #O5784497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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