701 N ATLANTIC AVENUE UNIT 401, NEW SMYRNA BEACH, FL, 32169
Active125 days on marketListed Apr 11, 2026MLS #NS1087835
About this home
701 N ATLANTIC AVENUE UNIT 401
If a luxury Direct Ocean condo in a luxury small complex with only 3 units per floor walking distance to all the shops and restaurants on Flagler Ave is your desire, You have found your dream place! There are a total of 19 units. Stunning direct Ocean views with the master bedroom direct ocean and sliding doors opening to the balcony. Very spacious closets and tons of storage throughout. Lots of windows make this feel like a home. Very Easy Access to the beach and pool. VERY PRIVATE. The 3 units per floor are spread out with individual hallways. Under building parking for 1 space plus storage closet. We have managed this property for over 4 years and have an income report upon request. Owner states all assessments have been paid in full. ALL INFORMATION ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,200
Sqft
1.12 ac
Lot size
1
Garage
2006
Year built
One
Levels
$585
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,969 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,969/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs New Smyrna Beach actives
$585 vs $368
Days on market
125 vs 70 typical
Where $585/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
215 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 701 N ATLANTIC AVENUE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,050,000
701 N ATLANTIC AVENUE UNIT 203 · same community
3 bd · 3 ba · 2,176 sqft · $483/sqft · 39 DOM
Sold · Jan ’26$975,000
701 N ATLANTIC AVENUE UNIT 202 · same community
3 bd · 3 ba · 2,140 sqft · $456/sqft · 426 DOM
Sold · Aug ’25$975,000
701 N ATLANTIC AVENUE UNIT 102 · same community
3 bd · 3 ba · 2,136 sqft · $456/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 701 N ATLANTIC AVENUE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 701 N ATLANTIC AVENUE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
701 N ATLANTIC AVENUE UNIT 401 FAQs
What would the monthly payment be for 701 N ATLANTIC AVENUE UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 701 N ATLANTIC AVENUE UNIT 401?+
The most recent tax bill on record (2025) was $16,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 701 N ATLANTIC AVENUE UNIT 401?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,287,000, this home is listed about 148% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 701 N ATLANTIC AVENUE UNIT 401?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,287,000 runs 148% above the NEW SMYRNA BEACH 32169 median — but at 2,200 sqft it's also 34% larger than the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,387,000, now $1,287,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRACE REALTY, INC. · Melissa Latty. MLS #NS1087835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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