214 INDIAN CREEK ROAD, OAK HILL, FL, 32759
Active5 days on marketListed Aug 2, 2026MLS #NS1088894
About this home
214 INDIAN CREEK ROAD
It's all about the location! This 2-bedroom, 2-bath waterfront home is situated on a navigable canal with direct access to the Indian River Intracoastal Waterway. Whether you're looking for a personal waterfront retreat or an outstanding investment opportunity, this property offers endless potential. Renovate the existing home to create your own coastal getaway, or take advantage of the desirable lot and build the waterfront home you've always envisioned. A true paradise for boating and fishing enthusiasts, this property provides easy access to the Indian River Intracoastal Waterway, where you can enjoy boating, fishing, shrimping, crabbing, oystering, kayaking, paddleboarding, and more. Surrounded by Florida's natural beauty, you'll experience breathtaking sunrises, abundant wildlife, and the relaxed waterfront lifestyle you've been dreaming of. Don't miss this rare opportunity to own a slice of paradise with direct water access and unlimited possibilities. Property includes stand alone garage, deck, concrete seawall and boathouse. All information deemed accurate but not guaranteed. Additional pictures to follow.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
720
Sqft
0.23 ac
Lot size
2
Garage
1970
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oak Hill actives
$347 vs $270
Days on market
5 vs 50 typical
Where $347/sqft sits among the 22 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,600/mo median
Live Oak Hill rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Creek is a short-term-rental community. See the full guide →
OAK HILL 32759 — neighborhood snapshot
Population
2,941
Median age
52.6
Median income
$61,968
Median home value
$266,600
Avg household
2.68
Households w/ children
195
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$248K → $300K
Oak Hill median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
10 of 22
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 214 INDIAN CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$301,000
101 Muirfield Ct # 101D, Jupiter FL 33458 · same community
2 bd · 2 ba · 1,160 sqft · $259/sqft · 145 DOM
Sold · Jun ’26$301,000
101 Muirfield Court # 101d, Jupiter FL 33458 · same community
2 bd · 2 ba · 1,160 sqft · $259/sqft · 82 DOM
Sold · Mar ’26$383,000
1101 Keystone Drive # A, Jupiter FL 33458 · same community
2 bd · 2 ba · 1,178 sqft · $325/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 214 INDIAN CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 214 INDIAN CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
214 INDIAN CREEK ROAD FAQs
What would the monthly payment be for 214 INDIAN CREEK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 214 INDIAN CREEK ROAD?+
The most recent tax bill on record (2025) was $5,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 214 INDIAN CREEK ROAD be rented short-term?+
Yes — this home sits inside Indian Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Oak Hill?+
At $249,900, this home is listed about 19% below the Oak Hill median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 214 INDIAN CREEK ROAD?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OAK HILL 32759 market on paper
$249,900 is 11% below the OAK HILL 32759 median of $279,950.
02Zoned for nightly rentals
Indian Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Fresh on the market
Only 5 days on market in a Oak Hill market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE COVE REALTY · Tina Muglach-Blanton. MLS #NS1088894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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