351 Palm AVENUE, OAK HILL, FL, 32759
Active717 days on marketMLS #NS1077467
About this home
351 Palm AVENUE
Over 3 acres of Fisherman's Paradise. Build your private country dream home just steps from Intracoastal Waterway and Mosquito Lagoon. Frontage on a paved public road, Palm Avenue. East property line boarders' a tidal saltwater estuary teeming with wildlife. This property is surrounded by old Florida palms trees and beautiful oaks. Walking distance to public Riverfront Park, Seminole Rest Park, Riverfront Restaurant, Burns Charter School, and all golf cart friendly. Minutes to New Smyrna Beach, only 45 minutes to Orlando. All facts and land use to be verified by buyer.
Facts & features
The home at a glance
3.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oak Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
2,941
Median age
52.6
Median income
$61,968
Median home value
$266,600
Avg household
2.68
Households w/ children
195
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$248K → $300K
Oak Hill median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the OAK HILL 32759 median. See the full Oak Hill market guide →
Reality check
What actually sold near 351 Palm AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$85,000
132 CENTER STREET
2 bd · 1 ba · 648 sqft · $131/sqft · 135 DOM
Sold · Jul ’26$95,000
128 CENTER STREET
2 bd · 1 ba · 784 sqft · $121/sqft · 22 DOM
Sold · Mar ’26$115,000
219 CUMMINGS STREET
2 bd · 1 ba · 999 sqft · $115/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 351 Palm AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 351 Palm AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
351 Palm AVENUE FAQs
What would the monthly payment be for 351 Palm AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Oak Hill?+
At $249,900, this home is listed about 18% below the Oak Hill median of $304,500. The market section on this page shows how the area is trending.
Which schools are assigned to 351 Palm AVENUE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OAK HILL 32759 market on paper
$249,900 is 9% below the OAK HILL 32759 median of $274,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
717 days on market against a Oak Hill median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THE BARNETT GROUP, INC. · Larry Brinson. MLS #NS1077467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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