David Ramirez
$349,0003 bd2 ba1,428 sqft$244 /sqft$2,862 /mo all-in ↓

550 AEOLIAN DRIVE, NEW SMYRNA BEACH, FL, 32168

Active8 days on marketListed Jul 30, 2026MLS #NS1088867

Priced 5% below the NEW SMYRNA BEACH 32168 medianSingle Family ResidenceISLES OF SUGAR MILL

Come see it

Upcoming open house

Sun, Aug 9

2:00 AM – 4:00 PM

About this home

550 AEOLIAN DRIVE

Move right in and start enjoying the Florida lifestyle in this beautifully updated 3 bedroom, 2 bathroom home located in the highly desirable Isles of Sugar Mill. Thoughtfully refreshed with today's buyer in mind, this residence combines modern updates, low maintenance living, and an exceptional location just minutes from New Smyrna Beach. The open concept floor plan is filled with natural light and features luxury vinyl plank flooring throughout, fresh interior paint, updated lighting, and a spacious living area that flows seamlessly into the kitchen. Equipped with stainless steel appliances (2022), the kitchen is designed for both everyday living and effortless entertaining. The split bedroom layout offers added privacy, while the spacious primary suite provides a peaceful retreat at the end of the day. Step outside to a covered, screened lanai overlooking a fully fenced backyard with no rear neighbors, creating a private setting for morning coffee, weekend barbecues, or simply unwinding outdoors. The generous lot also offers plenty of room to add a future pool. Enjoy added peace of mind with many of the home's most important updates already completed, including a new roof (2023), HVAC system (2024), hot water heater (2024), hurricane shutters, and updated appliances, allowing you to focus on enjoying your new home rather than future maintenance. Residents of Isles of Sugar Mill enjoy an affordable HOA and access to wonderful community amenities including a resort style swimming pool, playground, pavilion, and scenic walking trail. Conveniently located just minutes from I-95, shopping, dining, golf, healthcare, and approximately 11 minutes from the beach, this home offers the perfect balance of convenience, comfort, and coastal living. Whether you're searching for your first home, a place to raise a family, or a low maintenance retreat to enjoy your retirement, this move-in ready home offers outstanding value in one of New Smyrna Beach's most convenient communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,428

Sqft

0.11 ac

Lot size

2

Garage

2009

Year built

One

Levels

$244

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$103/mo
Taxes (2024)$4,684/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,862 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2024 actual bill$390
HOA fee — from the listing$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,862/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$390
HOA / condo fee$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$301KedgeAI estimate $313,602 · range $313K$315K$363K

vs edgeAI estimate

+11.3%

$/sqft vs New Smyrna Beach actives

$244 vs $383

Days on market

8 vs 68 typical

Where $244/sqft sits among the 400 New Smyrna Beach actives

157 · this home
85
82
30
19
27
$179–307$307–434$434–561$561–688$688–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 550 AEOLIAN DRIVE

Drive times from this address

Downtown Orlando59 min
Universal Orlando72 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

208 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $349,000 · 8 days on market since
2009Built · ISLES OF SUGAR MILL

Reality check

What actually sold near 550 AEOLIAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

517 AEOLIAN DRIVESold · Apr ’26

$325,000

517 AEOLIAN DRIVE · same community

3 bd · 2 ba · 1,282 sqft · $254/sqft · 7 DOM

572 AEOLIAN DRIVESold · May ’26

$349,000

572 AEOLIAN DRIVE · same community

3 bd · 2 ba · 1,645 sqft · $212/sqft · 40 DOM

608 AEOLIAN DRIVE, New Smyrna Beach FL 32168Sold · Apr ’26

$360,000

608 AEOLIAN DRIVE, New Smyrna Beach FL 32168 · same community

4 bd · 2 ba · 2,172 sqft · $166/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 550 AEOLIAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 550 AEOLIAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

550 AEOLIAN DRIVE FAQs

What would the monthly payment be for 550 AEOLIAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,862/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 550 AEOLIAN DRIVE?+

The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 550 AEOLIAN DRIVE?+

The most recent tax bill on record (2024) was $4,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 550 AEOLIAN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $349,000, this home is listed about 32% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.

Which schools are assigned to 550 AEOLIAN DRIVE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE HIGH TIDE GROUP. MLS #NS1088867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Smyrna Beach homes, in your inbox

Like 550 AEOLIAN DRIVE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 5:57 AM UTC. The listing information on this page last changed on August 7, 2026 at 5:57 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 5:57 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 5:57 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.