David Ramirez
$448,0003 bd2 ba1,891 sqft$237 /sqft$3,811 /mo all-in ↓

3580 CASALTA CIRCLE, NEW SMYRNA BEACH, FL, 32168

Active13 days on marketListed Jul 23, 2026MLS #NS1088781

TownhouseVENETIAN BAY PH 1B UNIT 03

About this home

3580 CASALTA CIRCLE

Beautifully maintained 3-bedroom, 2-bath home in the highly desirable Venetian Bay community of New Smyrna Beach. This move-in ready home has 1,891 square feet of thoughtfully designed living space, featuring plantation shutters, living room, dining room and family room. The primary suite offers a walk-in closet and private en-suite bath, while the additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the peaceful water views overlooking the pond and fountain. Recent updates include a NEW roof (2026) and NEW AC (2026), seller is also offering a $3,000 credit toward new kitchen appliances. The HOA offers low maintenance living by including a community pool, lawn care, landscaping, trimming, and irrigation. Conveniently located near the Town Center and swimming pool, residents also enjoy access to a championship golf course, walking and biking trails, fitness center, restaurants, and more. Just minutes from Flagler Avenue, historic Canal Street, beautiful beaches, shopping, dining, and entertainment. New Smyrna Beach also offers convenient access to Daytona International Speedway, Central Florida's world-famous attractions, and three major airports. Whether you're searching for a primary residence, seasonal retreat, or low-maintenance Florida home, this is an outstanding opportunity in one of New Smyrna Beach's most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,891

Sqft

0.25 ac

Lot size

2

Garage

2007

Year built

One

Levels

$237

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$330/mo
Taxes (2025)$5,832/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,811 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,637
FHA mortgage insurance (est.)$198
Property tax — 2025 actual bill$486
HOA fee — from the listing$330
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,680Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,680
Interest rate6.00%
Loan term

Estimated payment

$3,811/mo

Principal & interest$2,637
FHA mortgage insurance (est.)$198
Property taxes (actual bill)$486
HOA / condo fee$330
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $448K
$310KedgeAI estimate $329,343 · range $323K$339K$466K

vs edgeAI estimate

+36%

$/sqft vs New Smyrna Beach actives

$237 vs $383

Days on market

13 vs 68 typical

Where $237/sqft sits among the 400 New Smyrna Beach actives

159 · this home
84
80
31
19
27
$179–307$307–434$434–561$561–689$689–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3580 CASALTA CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando58 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

208 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $448,000 · 13 days on market since
2007Built · VENETIAN BAY PH 1B UNIT 03

Reality check

What actually sold near 3580 CASALTA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3546 CASALTA CIRSold · Aug ’25

$299,999

3546 CASALTA CIR · same community

3 bd · 2.5 ba · 2,060 sqft · $146/sqft · 154 DOM

118 VENETIAN PALMS BOULEVARDSold · Mar ’26

$398,990

118 VENETIAN PALMS BOULEVARD

3 bd · 2 ba · 1,900 sqft · $210/sqft · 164 DOM

3186 TIGER PALM WAYSold · Apr ’26

$407,345

3186 TIGER PALM WAY

3 bd · 2 ba · 1,900 sqft · $214/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3580 CASALTA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3580 CASALTA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3580 CASALTA CIRCLE FAQs

What would the monthly payment be for 3580 CASALTA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,811/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3580 CASALTA CIRCLE?+

The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3580 CASALTA CIRCLE?+

The most recent tax bill on record (2025) was $5,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3580 CASALTA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $448,000, this home is listed about 13% below the New Smyrna Beach median of $514,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3580 CASALTA CIRCLE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$448,000 runs 21% above the NEW SMYRNA BEACH 32168 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLLADO REAL ESTATE · Janine McGowan. MLS #NS1088781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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