
489 LUNA BELLA LANE, NEW SMYRNA BEACH, FL, 32168
Active24 days on marketListed Jul 20, 2026MLS #NS1088760
About this home
489 LUNA BELLA LANE
Nestled within the sought-after Villas of Venetian Bay, welcome to this stunning custom-built 5-bedroom, 3.5-bath home with a dedicated office/flex room, perfectly positioned on a peaceful conservation lot offering exceptional privacy and natural beauty. From the moment you arrive, the extended paver driveway sets the tone, leading to an oversized, climate-controlled 2-car garage finished with Xano521 industrial concrete coating for both durability and style. Inside, the open-concept floor plan is designed for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large breakfast bar, upgraded cabinetry, granite countertops, tile backsplash, and updated appliances. The kitchen flows seamlessly into the living room and informal dining area, both opening through sliding glass doors to the screened lanai. This thoughtfully designed home offers two primary suites. The first-floor owner's retreat features a spacious en-suite bath with dual vanities, a Jacuzzi soaking tub, walk-in shower, and oversized walk-in closet. Upstairs, you'll find a generous loft perfect for a second living area, game room, or playroom, along with four additional bedrooms, including a second primary suite complete with his-and-hers closets and a private bath. Every bedroom is generously sized with ample closet space and abundant natural light. The list of upgrades continues throughout the home, including a whole-home generator (2024), a 4-zone HVAC system with updated air conditioning, a brand-new Rheem Performance water heater, new carpet throughout (2023), built-in security system, full-home rain gutters (2025), and hurricane shutters for added peace of mind. Step outside to your expansive 23' x 32' screened and tiled lanai, complete with a private hot tub (2025)—the perfect space to relax, entertain, or simply enjoy the tranquil conservation views. The freshly painted exterior, professional landscaping, and in-ground irrigation system complete this beautifully maintained property. Residents enjoy access to a private community pool through the HOA and are just a short stroll from Venetian Bay Town Center, the 18-hole championship golf course, restaurants, fitness facilities, and walking trails. Conveniently located just minutes from New Smyrna Beach's vibrant downtown and dining scene, Port Orange shopping, and major roadways, this home truly offers the best of location, lifestyle, and luxury.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,262
Sqft
0.18 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,318 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,318/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs VENETIAN BAY PH 1A
$179 vs $309
Days on market
24 vs 70 typical
Where $179/sqft sits among the 6 homes for sale in VENETIAN BAY PH 1A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
3 of 6
VENETIAN BAY PH 1A have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 489 LUNA BELLA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$595,000
495 VENETIAN VILLA DRIVE · same community
5 bd · 3 ba · 2,909 sqft · $205/sqft · 230 DOM
Sold · Aug ’26$665,000
491 LUNA BELLA LANE · same community
5 bd · 3 ba · 2,869 sqft · $232/sqft · 5 DOM
Sold · Jun ’26$670,000
3583 MARIBELLA DRIVE · same community
3 bd · 2 ba · 2,273 sqft · $295/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 489 LUNA BELLA LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 489 LUNA BELLA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
489 LUNA BELLA LANE FAQs
What would the monthly payment be for 489 LUNA BELLA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,318/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 489 LUNA BELLA LANE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 489 LUNA BELLA LANE?+
The most recent tax bill on record (2025) was $9,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 489 LUNA BELLA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $585,000, this home is listed about 13% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 489 LUNA BELLA LANE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$585,000 runs 56% above the NEW SMYRNA BEACH 32168 median — but at 3,262 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dylan Smith. MLS #NS1088760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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