David Ramirez
$698,000$759,9994 bd2 ba2,050 sqft$340 /sqft$4,962 /mo all-in ↓

3604 MARIBELLA DRIVE, NEW SMYRNA BEACH, FL, 32168

Active85 days on marketListed May 13, 2026MLS #NS1088040

Reduced $62KPrivate poolSingle Family ResidenceVENETIAN BAY PH 1A

About this home

3604 MARIBELLA DRIVE

POOL HOME! Motivated Seller, Custom Paytas Built Home. Welcome to 3604 Maribella Drive in the highly sought-after community of Venetian Bay — where custom luxury meets resort-style Florida living. This beautifully designed 4-bedroom, 2-bath residence offers exceptional comfort, elegance, and privacy with an oversized 3-car garage, soaring 10-foot ceilings, and 8-foot doors throughout. From the moment you arrive, the newly sealed paver driveway (2025), lush, mature landscaping, and impressive curb appeal create a warm and inviting first impression. Inside, stacked-back sliding glass doors and tray ceilings fill the home with natural light while creating a bright, open flow perfect for entertaining. The chef’s kitchen features granite countertops, stainless steel appliances, oak cabinetry with nickel hardware, a charming aquarium-glass and breakfast nook overlooking the sparkling saltwater pool with a playful dolphin inlay. The spacious primary suite serves as a private retreat with direct pool access, a spa-inspired soaking tub, and generous space to relax and unwind. Step outside to your screened lanai and summer kitchen complete with a recently updated Hansen grill and refrigerator — all while enjoying peaceful views of the agriculture horse farm, behind and beyond for added privacy and serenity. Residents of Venetian Bay enjoy access to championship golf, scenic walking trails, a spa, fitness center, resort-style clubhouse and pool, plus a vibrant town center with dining and entertainment. Move-in ready and meticulously maintained, this exceptional home offers the ultimate Florida lifestyle. All information is deemed accurate but not guaranteed.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,050

Sqft

0.3 ac

Lot size

3

Garage

2005

Year built

One

Levels

$340

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator · Tankless Water Heater · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Golf Cart Parking · Oversized
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$9,291/yr
PetsYes
CommunityClubhouse · Golf Carts OK · Golf · Playground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,962 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,766
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$774
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,800
Interest rate6.00%
Loan term

Estimated payment

$4,962/mo

Principal & interest$3,766
PMI (est., until 20% equity)$262
Property taxes (actual bill)$774
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $698K
$468KedgeAI estimate $516,798 · range $487K$534K$726K

vs edgeAI estimate

+35.1%

$/sqft vs New Smyrna Beach actives

$340 vs $387

Days on market

85 vs 68 typical

Where $340/sqft sits among the 400 New Smyrna Beach actives

158
84 · this home
81
30
20
27
$179–307$307–434$434–561$561–688$688–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3604 MARIBELLA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando56 min
Universal Orlando68 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

207 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $698,000 $62K
May 13, 2026Listed at $759,999 · 85 days on market since
2005Built · VENETIAN BAY PH 1A

Reality check

What actually sold near 3604 MARIBELLA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3610 MARISOL COURTSold · Mar ’26

$499,900

3610 MARISOL COURT · same community

3 bd · 2 ba · 1,887 sqft · $265/sqft · 184 DOM

452 VENETIAN VILLA DRIVESold · Mar ’26

$489,500

452 VENETIAN VILLA DRIVE · same community

4 bd · 2 ba · 2,267 sqft · $216/sqft · 14 DOM

3583 MARIBELLA DRIVESold · Jun ’26

$670,000

3583 MARIBELLA DRIVE · same community

3 bd · 2 ba · 2,273 sqft · $295/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3604 MARIBELLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3604 MARIBELLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3604 MARIBELLA DRIVE FAQs

What would the monthly payment be for 3604 MARIBELLA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3604 MARIBELLA DRIVE?+

The most recent tax bill on record (2025) was $9,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3604 MARIBELLA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $698,000, this home is listed about 36% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3604 MARIBELLA DRIVE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$698,000 runs 90% above the NEW SMYRNA BEACH 32168 median — but at 2,050 sqft it's also 24% larger than the typical New Smyrna Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $759,999, now $698,000 — a $62K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Terri Lynn Brearey. MLS #NS1088040.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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