David Ramirez
$440,0003 bd3 ba1,962 sqft$224 /sqft$3,087 /mo all-in ↓

103 DEE STREET, NEW SMYRNA BEACH, FL, 32168

Active20 days on marketListed Jul 17, 2026MLS #NS1088756

Single Family ResidenceAQUA GOLF UNIT 02 UNREC 234

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 1:00 PM

About this home

103 DEE STREET

GOLF • BEACHES • BOATING • FISHING • SURFING • FESTIVALS Discover the perfect blend of comfort, space, and coastal living in this beautifully maintained 3-bedroom, 3-bath home featuring a desirable split-bedroom floor plan. Ideally situated around 3 sought-after golf communities, one designed by legendary architect Donald Ross. Best of all, there are no HOA fees, and you're just minutes from the beach and the Intracoastal Waterway. The oversized primary suite is a private retreat with a spacious walk-in closet and a luxurious en-suite bath featuring a walk-in shower and relaxing garden tub. The thoughtfully designed open floor plan offers generous living and entertaining space, while the breakfast bar seamlessly connects the kitchen to the living and dining areas. On cooler evenings, gather around the cozy wood-burning fireplace—the perfect setting for family and friends. The enclosed Florida room, accessible from both the kitchen and the living/dining area, provides additional year-round living space and opens to the backyard and patio, creating an ideal setting for indoor-outdoor entertaining. Step outside to a beautifully maintained, fully fenced backyard on a high-and-dry 90' x 135' lot with plenty of room to add a pool while still offering ample space for family, pets, gardening, and outdoor activities. The oversized 2-car garage provides abundant storage and features convenient stair access to the attic for even more storage. Experience the very best of Florida's Fun Coast with championship golf just outside your door and the drive-on beaches of New Smyrna Beach only minutes away—home to some of the finest surfing on the East Coast. Enjoy easy access to the Intracoastal Waterway for boating, kayaking, paddleboarding, and world-class fishing, along with nearby shopping, dining, parks, and endless outdoor recreation. Conveniently located with quick access to I-95, you're approximately one hour from historic St. Augustine, Orlando's world-famous attractions, Merritt Island National Wildlife Refuge, and Cape Canaveral. Watch spectacular rocket launches from the beach, along the river, or even from the comfort of your own backyard. Just minutes north, enjoy the excitement of Daytona Beach, NASCAR racing at Daytona International Speedway, and the world-famous Bike Week and Biketoberfest events. Explore nearby Canal Street and historic Flagler Avenue in New Smyrna Beach, known for their vibrant art galleries, boutique shopping, outstanding restaurants, and year-round festivals. From seafood festivals and art shows to concerts and holiday celebrations, there's always something happening to make every weekend an adventure. This exceptional home offers the perfect combination of comfort, convenience, recreation, and the relaxed Florida coastal lifestyle you've been dreaming of.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,962

Sqft

0.28 ac

Lot size

2

Garage

1978

Year built

One

Levels

$224

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

Taxes (2025)$1,701/yr
PetsYes
CommunityGolf

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,087 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,087/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$224 vs $379

Days on market

20 vs 68 typical

Where $224/sqft sits among the 400 New Smyrna Beach actives

159 · this home
83
82
30
19
27
$179–307$307–434$434–561$561–689$689–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fairway

Map of 103 DEE STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Fairway — neighborhood snapshot

Population

3,426

Median age

60

Median income

$57,702

Median home value

$245,120

Avg household

2

Households w/ children

134

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

206 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $440,000 · 20 days on market since
1978Built · AQUA GOLF UNIT 02 UNREC 234

Reality check

What actually sold near 103 DEE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

108 DEE STREETSold · Jan ’26

$480,000

108 DEE STREET · same community

3 bd · 2 ba · 2,544 sqft · $189/sqft · 132 DOM

610 TURNSTONE TRACESold · May ’26

$405,000

610 TURNSTONE TRACE

3 bd · 2 ba · 2,042 sqft · $198/sqft · 4 DOM

1219 WAYNE AVENUESold · Mar ’26

$445,000

1219 WAYNE AVENUE

3 bd · 2 ba · 1,853 sqft · $240/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 103 DEE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 DEE STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

103 DEE STREET FAQs

What would the monthly payment be for 103 DEE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 103 DEE STREET?+

The most recent tax bill on record (2025) was $1,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 103 DEE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $440,000, this home is listed about 15% below the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.

Which schools are assigned to 103 DEE STREET?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEICHERT, REALTORS HALLMARK PR · Patrick Reilly. MLS #NS1088756.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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