261 MINORCA BEACH WAY UNIT 702, NEW SMYRNA BEACH, FL, 32169
Active20 days on marketListed Jul 20, 2026MLS #NS1088738
About this home
261 MINORCA BEACH WAY UNIT 702
Panoramic views of the ocean and intracoastal waterway. Welcome home to your very own Oasis in the sought after Minorca community. Hammocks Association has a Private Pool, Spa and Gas Grilling area for the Karpathos building and sister building Salina. This beautiful large home with 3 bedrooms and 3 bathrooms is perfect for living at the beach. Enjoy the amazing views of the ocean, ponce inlet lighthouse and the intracoastal waterway all from the comfort of the great room, owners suite and large patio balcony, where you can enjoy the sound of the ocean, ocean breezes plus delightful sunrise and sunset skies. The primary bathroom has 2 separate vanities, garden tub, walk in shower and private commode. plus both guest bedrooms have private bathrooms. There is also a private storage room 9 x 4 located just steps from your front door. Minorca community offers a resort life style with amenities galore and 24 hour gated and maned security. The amenities include Private access to the Beach and Intracoastal waterway both with Private Pavilions, Kayak Launch, Fishing Pier, state of the art Casino Clubhouse with Pool Table, Full kitchen, TV and sitting areas, renovated Fitness Center, Large community Pool, 4 Har Tru Tennis Courts, Lending Library/Acivity Centre, active social committee providing activities, plus yoga classes. Minorca is just a bike or golf cart ride away from the famous Flagler Avenue filled with shops, restaurants and bars. Come and live your dream life here at the beach. Schedule your own private tour today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,117
Sqft
2.78 ac
Lot size
1
Garage
2006
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$2 vs $373
Days on market
20 vs 68 typical
Where $2/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 261 MINORCA BEACH WAY UNIT 702
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,450,000
261 MINORCA BEACH WAY UNIT 606 · same community
4 bd · 3 ba · 2,610 sqft · $556/sqft · 232 DOM
Sold · Sep ’25$980,000
253 MINORCA BEACH WAY UNIT 205
3 bd · 3 ba · 2,117 sqft · $463/sqft · 270 DOM
Sold · Dec ’25$1,800,000
255 MINORCA BEACH WAY UNIT 305
3 bd · 3 ba · 2,117 sqft · $850/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 261 MINORCA BEACH WAY UNIT 702 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 261 MINORCA BEACH WAY UNIT 702 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
261 MINORCA BEACH WAY UNIT 702 FAQs
What would the monthly payment be for 261 MINORCA BEACH WAY UNIT 702?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 261 MINORCA BEACH WAY UNIT 702?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $4,300, this home is listed about 99% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 261 MINORCA BEACH WAY UNIT 702?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$4,300 is 99% below the NEW SMYRNA BEACH 32169 median of $522,450, and at $2/sqft it sits under the New Smyrna Beach average of $418.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Gwendolin Curley. MLS #NS1088738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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