
3807 S ATLANTIC AVENUE UNIT 4040, DAYTONA BEACH SHORES, FL, 32118
Active33 days on marketListed Jul 15, 2026MLS #NS1088729
About this home
3807 S ATLANTIC AVENUE UNIT 4040
Price improvement! Immaculate turn-key, recently remodeled and fully furnished 3/2 condo with both ocean and river views that sits on the pristine NO DRIVE sands of Daytona Beach Shores. ONE WEEK RENTAL ALLOWED, No special assessments, all renovations completed both inside and outside of building which include a stellar Milestone and SIRS report. Completely remodeled kitchen with new wood cabinets, marble counter tops, new lighting and all new LG appliances. All new impact sliding doors and windows. This very spacious 3 bedroom, 2 full bath unit has great rental history and potential due to its exceptional size and two very large balconies Open split floor plan has plenty of living space for a large group along with large kitchen and dining area and full size washer/dryer in the unit. This unit is ready for immediate occupancy or rental. Sea Fern condos are a well maintained complex with only 19 units and are one of the few that allow 7 day rentals which makes it an excellent investment property. Recent property upgrades include reinforced seawall, pool deck improvements, full exterior stucco, railing restoration, new lighting, new elevator and heated pool. Pet friendly property welcomes large dogs with no weight restrictions. Daytona Beach Shores is a quiet upscale residential area but close to waterfront dining, Marine aquarium attractions, Daytona Beach International airport, Daytona International Speedway, Ponce Inlet Lighthouse and park and plenty of live music and nightlife. Newly painted interior, new TVs, new A/C and water heater 2025, New roof 2023, low monthly fees $800. Come enjoy both sunrise and sunset views from the balconies of this exquisite condo.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,413
Sqft
0.64 ac
Lot size
1979
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach Shores actives
$301 vs $321
Days on market
33 vs 50 typical
Where $301/sqft sits among the 60 Daytona Beach Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocean View Halifax Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
Ocean View Halifax Estates — neighborhood snapshot
Population
892
Median age
58
Median income
$68,494
Median home value
$401,321
Avg household
2
Households w/ children
62%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$450K → $368K
Daytona Beach Shores median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
27 of 60
Daytona Beach Shores actives have cut their price
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 3807 S ATLANTIC AVENUE UNIT 4040
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$452,500
3807 S ATLANTIC AVENUE UNIT 2020 · same community
2 bd · 2 ba · 1,280 sqft · $354/sqft · 32 DOM
Sold · Nov ’25$555,900
3721 S ATLANTIC AVENUE UNIT 1101
3 bd · 2 ba · 1,400 sqft · $397/sqft · 47 DOM
Sold · Aug ’25$530,000
3721 S ATLANTIC AVENUE UNIT 801
3 bd · 2 ba · 1,380 sqft · $384/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3807 S ATLANTIC AVENUE UNIT 4040 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3807 S ATLANTIC AVENUE UNIT 4040 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3807 S ATLANTIC AVENUE UNIT 4040 FAQs
What would the monthly payment be for 3807 S ATLANTIC AVENUE UNIT 4040?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3807 S ATLANTIC AVENUE UNIT 4040?+
The most recent tax bill on record (2025) was $4,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3807 S ATLANTIC AVENUE UNIT 4040?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $425,000, this home is listed about 11% below the Daytona Beach Shores median of $474,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3807 S ATLANTIC AVENUE UNIT 4040?+
R. J. Longstreet Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 47% above the DAYTONA BEACH SHORES 32118 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
R. J. Longstreet Elementary School, Silver Sands Middle School, Spruce Creek High School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $459,000, now $425,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WHITE WHALE REAL ESTATE · Rose Sullivan. MLS #NS1088729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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