David Ramirez

425 WESTERN ROAD, NEW SMYRNA BEACH, FL, 32168

Active59 days on marketListed Jun 9, 2026MLS #NS1088471

About this home

425 WESTERN ROAD

Unique opportunity on 5 private acres in New Smyrna Beach featuring a 50' x 70' steel building with 16' sidewalls, a 23' peak height, and pull-through 14' roll-up doors. Ideal for contractors, landscapers, RV owners, hobbyists, or anyone needing substantial workspace and storage. Permits have been obtained and approved, with rough-in and framing inspections already completed. A portion of the building has been framed for future living space, providing a valuable head start for the next owner. The project remains unfinished, offering the flexibility to complete it to your own specifications and needs. Access from both Western Road and Canal Road provides excellent functionality for equipment, trailers, and business operations. Whether you're looking to create a custom barndominium, operate a business from home, store recreational vehicles and equipment, or build a private country retreat, this property offers exceptional potential. Enjoy the peace and privacy of rural living while remaining just minutes from shopping, dining, and everything New Smyrna Beach. All information deemed reliable but not guaranteed; buyer to verify.

Facts & features

The home at a glance

5 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2025)$3,820/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,485 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$318
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,485/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$318
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Smyrna Beach

Map of 425 WESTERN ROAD

Drive times from this address

Downtown Orlando54 min
Universal Orlando67 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $475,000 · 59 days on market since

Reality check

What actually sold near 425 WESTERN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4095 PIONEER WAYSold · May ’26

$593,000

4095 PIONEER WAY

4 bd · 3.5 ba · 1,768 sqft · $335/sqft · 8 DOM

3834 PIONEER TRAILSold · Jun ’26

$660,000

3834 PIONEER TRAIL

4 bd · 2.5 ba · 2,070 sqft · $319/sqft · 138 DOM

460 SPRING FOREST DRIVESold · Mar ’26

$1,100,000

460 SPRING FOREST DRIVE

4 bd · 3 ba · 2,108 sqft · $522/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 425 WESTERN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 425 WESTERN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

425 WESTERN ROAD FAQs

What would the monthly payment be for 425 WESTERN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,485/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 425 WESTERN ROAD?+

The most recent tax bill on record (2025) was $3,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 425 WESTERN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $475,000, this home is listed about 8% below the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 425 WESTERN ROAD?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 29% above the NEW SMYRNA BEACH 32168 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAGNOLIA PROPERTIES · Bob Deasy. MLS #NS1088471.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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