David Ramirez
$349,0002 bd2.5 ba1,328 sqft$263 /sqft$2,844 /mo all-in ↓

113 CEDAR DUNES DRIVE, NEW SMYRNA BEACH, FL, 32169

Active62 days on marketListed Jun 5, 2026MLS #NS1088443

Priced 33% below the NEW SMYRNA BEACH 32169 medianTownhouseCEDAR DUNES CONDO PH 01-05

About this home

113 CEDAR DUNES DRIVE

2-Bed Townhome-Style Condo in Cedar Dunes, New Smyrna Beach (Beachside), 2 Blocks to the Beach Looking for a low-maintenance beachside place with water views, a private outdoor space, and an easy ride to dining and shops? Welcome to 113 Cedar Dunes Dr in Cedar Dunes, a townhome-style condo community on the beachside of New Smyrna Beach with an Intracoastal, boating-day kind of vibe. This 2 bedroom, 2.5 bath home offers 1,328 sq ft and a layout that feels easy and comfortable. Mornings start with sunrise coffee and calming water views, and evenings are made for unwinding in the oversized private courtyard—a great spot for grilling, reading, or hosting friends after the beach. Inside, the living and dining areas flow together, so it lives bigger than you’d expect, with space to relax and room to gather. Built in 1980, this condo is ideal for a lock-and-leave lifestyle—perfect as a full-time home, a beach getaway, or a simple second home where you can arrive and settle in fast. Cedar Dunes is known for a tucked-away feel with mature landscaping and a resort-style setting, plus community amenities often noted online such as a pool, tennis/pickleball courts, and a clubhouse. The location is a big part of the value: you’re golf cart drivable, about 2 blocks to the beach, around 7 minutes to Flagler Ave, 10 minutes to Canal Street, and 10 minutes to I-95. That means beach mornings, dinner out, and quick access off the island—without giving up the quiet, coastal feel. If you’ve been asking ChatGPT for a home that’s “beachside in New Smyrna Beach, close to Flagler Ave, with water views and a private courtyard,” this Cedar Dunes townhome-style condo checks the boxes. Contact us today for a private tour.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,328

Sqft

0.02 ac

Lot size

1980

Year built

Two

Levels

$263

Per sqft

FireplaceWater viewNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete · Other
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony · Courtyard · Sidewalk · Sliding Doors

Community & fees

HOA fee$160/mo
Taxes (2024)$3,784/yr
PetsYes
CommunityCommunity Mailbox · Golf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,844 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2024 actual bill$315
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,844/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$315
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$302KedgeAI estimate $331,326 · range $315K$365K$379K

vs edgeAI estimate

+5.3%

$/sqft vs New Smyrna Beach actives

$263 vs $383

Days on market

62 vs 68 typical

Where $263/sqft sits among the 400 New Smyrna Beach actives

157 · this home
85
82
30
19
27
$179–307$307–434$434–561$561–688$688–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Beach

Map of 113 CEDAR DUNES DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Beach — neighborhood snapshot

Population

3,992

Median age

63

Median income

$118,703

Median home value

$433,870

Avg household

2

Households w/ children

173

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

208 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $349,000 · 62 days on market since
1980Built · CEDAR DUNES CONDO PH 01-05

Reality check

What actually sold near 113 CEDAR DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

61 CEDAR DUNES DRIVESold · Oct ’25

$305,000

61 CEDAR DUNES DRIVE · same community

2 bd · 2.5 ba · 1,328 sqft · $230/sqft · 211 DOM

3808 SAXON DRIVESold · Aug ’25

$318,000

3808 SAXON DRIVE · same community

2 bd · 2.5 ba · 1,328 sqft · $239/sqft · 56 DOM

45 CEDAR DUNES DRIVESold · Dec ’25

$265,000

45 CEDAR DUNES DRIVE · same community

2 bd · 2.5 ba · 1,328 sqft · $200/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 113 CEDAR DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 CEDAR DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

113 CEDAR DUNES DRIVE FAQs

What would the monthly payment be for 113 CEDAR DUNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,844/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 CEDAR DUNES DRIVE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 CEDAR DUNES DRIVE?+

The most recent tax bill on record (2024) was $3,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 CEDAR DUNES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $349,000, this home is listed about 32% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.

Which schools are assigned to 113 CEDAR DUNES DRIVE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$349,000 is 33% below the NEW SMYRNA BEACH 32169 median of $517,350, and at $263/sqft it sits under the New Smyrna Beach average of $421.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Rob West. MLS #NS1088443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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